⚡ Flash Summary

First Habib Modaraba has announced a final cash dividend of Rs. 2.25 per certificate, which is equivalent to 22.5% for the year ended June 30, 2025. This dividend was approved by the Board of Directors on August 7, 2025, and electronically credited to the designated bank accounts of certificate holders on October 16, 2025. The dividend was only disbursed to those certificate holders who provided e-mandate with complete 24-digit IBAN numbers. The Modaraba withheld dividends from those who have not yet provided their IBAN numbers and/or valid copies of their CNICs, in accordance with the Companies Act, 2017.

📌 Key Takeaways

• 💰 Final cash dividend declared: Rs. 2.25 per certificate (22.5%)
• 📅 Year-end: June 30, 2025
• ✅ Dividend approved: August 7, 2025
• 🏦 Electronic credit: October 16, 2025
• 🆔 IBAN requirement: 24-digit IBAN needed for disbursement
• 📜 Compliance: In accordance with Companies Act, 2017
• ⛔️ Dividend withholding: For those without IBAN or CNIC
• 📝 Mandate form: Required for physical certificate holders
• 🌐 Online form: Available on www.habibmodaraba.com
• 🏢 Share registrar: CDC Share Registrar Services Limited
• 📞 Toll-free: 0800-CDCPL (23275)
• 💻 CCDR portal: Centralized Cash Dividend Register by CDC
• ℹ️ Dividend history: Maintained by CCDR with tax details
• 📰 Notice publication: Business Recorder (English) & Nawa-e-Waqt (Urdu)
• 🏦 Habib Metro: HMMM is a subsidiary of Habib Metropolitan Bank

🎯 Investment Thesis

Based on the limited information in this dividend announcement, a HOLD recommendation is appropriate. While the dividend payout is positive, a full investment decision requires more comprehensive financial information to assess the overall health and prospects of First Habib Modaraba.