⚡ Flash Summary

Bank Alfalah Limited has announced its third interim cash dividend of Rs 2.50 per share (25%) for the quarter ended September 30, 2025. The dividend, declared by the Board of Directors on October 22, 2025, will be directly credited to the bank accounts of entitled shareholders. Shareholders whose CNIC and IBAN details are not available with the bank will have their dividend payments withheld, as per the Companies (Distribution of Dividends) Regulations, 2017. The bank has requested these shareholders to submit the required information to facilitate the release of their withheld dividends.

📌 Key Takeaways

• 💰 Bank Alfalah declares a third interim cash dividend for Q3 2025.
• 💸 The dividend is Rs 2.50 per share, equivalent to 25%.
• 🗓️ The dividend applies to the quarter ended September 30, 2025.
• 🏦 Board of Directors approved the dividend on October 22, 2025.
• ➡️ Dividend will be directly credited via electronic mode.
• 📝 Shareholders must have valid CNIC and IBAN details on file.
• 🔒 Dividends are withheld for shareholders with missing CNIC/IBAN.
• ✉️ Multiple reminders have been sent to non-compliant shareholders.
• 🔗 Shareholders can access dividend details via CCDR platform.
• 🌐 CCDR is accessible through https://eservices.cdcaccess.com.pk.
• 📜 Compliance with Companies (Distribution of Dividends) Regulations, 2017.
• 📍 Announcement made in Karachi on November 18, 2025.
• 👤 Mian Ejaz Ahmad, Company Secretary, is the contact person.

🎯 Investment Thesis

HOLD. While the consistent dividend payout is a positive sign, further analysis of the bank’s overall financial performance, including revenue growth, profitability, and asset quality, is needed to make a more informed investment decision. The current dividend yield appears stable, and therefore, it is recommended to hold the stock while monitoring the bank’s future performance and market conditions. The lack of specific financial data in the provided document limits the ability to recommend a Buy decision.