⚡ Flash Summary

Bank Alfalah Limited has announced a third interim cash dividend of Rs. 2.5 per share (25%) for the third quarter ended September 30, 2025. The dividend will be paid to shareholders whose names appear on the Register of Members at the close of business on November 4, 2025. The Share Transfer Books of the Bank will be closed from November 5, 2025, to November 6, 2025 (both days inclusive). Shareholders are reminded to update their bank account details for electronic dividend payments and to convert physical shares into book-entry form.

📌 Key Takeaways

• 💰 Bank Alfalah declares a third interim cash dividend of Rs. 2.5 per share.
• 🗓️ Dividend equates to 25% of the share value for Q3 2025.
• ⏳ Eligibility determined by shareholder registration by close of business on November 4, 2025.
• 🚫 Share Transfer Books closed from November 5-6, 2025.
• 🏦 Dividends will be paid electronically; shareholders must provide bank details.
• 💳 CNIC submission is mandatory for shareholders.
• 🧾 Withholding tax on dividends: 15% for filers, 30% for non-filers.
• 📝 Physical shares must be converted to book-entry form as per Companies Act 2017.
• 🏢 Bank Alfalah is urging shareholders to comply with regulatory requirements.
• ✉️ Shareholders were informed about physical shares conversion in July 2021.

🎯 Investment Thesis

HOLD. Bank Alfalah’s announcement of an interim dividend is positive for shareholders. However, the recommendation is to HOLD until a comprehensive analysis of the bank’s financial performance, sector outlook, and regulatory landscape. Investors should monitor the bank’s financial results for the full year 2025 to assess the sustainability of dividend payouts.