⚡ Flash Summary

Habib Bank Limited (HBL) will hold a Corporate Briefing Session (CBS) on November 20, 2025, at 3:30 p.m. via video link. The session will cover the bank’s financial performance for 9M’25 and future outlook, including opening remarks by the CEO and a Q&A session. Interested participants are requested to register themselves as per the enclosed invite, which is also available on the bank’s website. The session aims to provide insights into HBL’s performance and strategic direction.

📌 Key Takeaways

• 📢 Corporate Briefing Session (CBS) of Habib Bank Limited (HBL) scheduled for November 20, 2025.
• 💻 The CBS will be held via video link at 3:30 p.m. Pakistan time.
• 📅 The agenda includes opening remarks by the CEO, focusing on the strategic direction.
• 🏦 Discussion on the Bank’s Financial Performance for 9M’25 to provide insight into current operations.
• 🔮 Future Outlook presentation to outline future growth strategies.
• ❓ A Q&A session will allow participants to address queries to the management.
• 👤 Key speakers include Mr. Muhammad Nassir Salim (President & CEO) and Mr. Irfan Ahmed Meer (Chief Financial Officer).
• 🔗 Registration is required for participation, available through the provided link.
• ✉️ Queries and feedback can be directed to Mr. Arif Akmal Saifie, CFA, Head of Strategic Programs & Investor Relations.
• 🌐 Information is available on the Bank’s website.
• 🏢 Registered Office: Habib Bank Limited 9th Floor, Habib Bank Tower, Jinnah Avenue, Blue Area, Islamabad, Pakistan

🎯 Investment Thesis

Recommendation is HOLD, pending more concrete data from the Corporate Briefing Session. Understanding the specifics of the 9M’25 performance and future outlook is crucial before making a recommendation. A neutral stance is warranted until more information is available. Price target and time horizon will depend on future announcements.