⚡ Flash Summary

Habib Bank Limited (HBL) has announced a book closure for the twelfth profit payment of its ADT-1 TFC2 2022 (HBLTFC3). The profit payment is scheduled for December 28, 2025, which falls on a Sunday. As such, the entitlement will be paid on the next business day, December 29, 2025. The transfer books will be closed from December 22, 2025, to December 28, 2025, both days inclusive.

📌 Key Takeaways

• 📅 Book closure dates: December 22, 2025 – December 28, 2025 (inclusive)
• 💰 Twelfth profit payment: For ADT-1 TFC2 2022 (HBLTFC3)
• 🗓️ Payment date: December 28, 2025 (Sunday), with actual payment on December 29, 2025 (Monday)
• 🏦 Transfers: Must be received by December 19, 2025, to be eligible for profit payment
• 🏢 Registrar: CDC Share Registrar Services Limited
• 📍 Registrar address: CDC House, 99-B, Block ‘B’, S.M.C.H.S., Main Shahrah-e-Faisal, Karachi-74400
• 📜 Reference: Trust Deed dated December 9, 2022
• 📄 Notice: Issued by Uzman Naveed Chaudhary, Company Secretary
• ✉️ Copies: Sent to Pak Brunei Investment Company Limited, Central Depository Company of Pakistan Limited, CDC Share Registrar Services Limited, and Securities & Exchange Commission of Pakistan

🎯 Investment Thesis

This announcement does not change the investment thesis for HBLTFC3. The investment decision should be based on a thorough assessment of HBL’s creditworthiness, the TFC’s terms and conditions, and prevailing market interest rates. HOLD