⚡ Flash Summary

Habib Metropolitan Bank Limited (HMB) has announced a third interim cash dividend of Rs. 2.50 per share, which is 25% for the year ending December 31, 2025. The dividend was approved by the Board of Directors on October 23, 2025, and credited electronically to shareholders’ designated bank accounts. Shareholders who have not provided or have incomplete bank details, including valid CNIC and IBAN, will have their dividends withheld. The bank is urging these shareholders to contact the Bank’s Share Registrar or CDC to update their information and receive their dividend.

📌 Key Takeaways

• 💰 HMB announces a third interim cash dividend of Rs. 2.50 per share.
• 💵 Dividend represents 25% of the share value for the year ending December 31, 2025.
• 🗓️ Dividend approval occurred at the Board of Directors meeting on October 23, 2025.
• 💻 Dividends have been credited electronically to shareholders’ bank accounts.
• 💳 Valid Computerized National Identity Card (CNIC) and International Bank Account Number (IBAN) are mandatory for dividend disbursement.
• 🚫 Dividends are withheld for shareholders with incorrect or incomplete bank details.
• 🏦 Shareholders are requested to update their bank details with the Bank’s Share Registrar.
• 🔗 A dividend mandate form is available on the bank’s website.
• 🏢 CDC Share Registrar Services Limited can also assist shareholders with updating information.
• 🌐 Shareholders can access dividend details via the Centralized Cash Dividend Register (CCDR) on the CDC website.
• 📅 Announcement date is November 14, 2025.
• 🏢 Habib Metropolitan Bank Ltd. is a subsidiary of Habib Bank AG Zurich.
• 📞 Contact HabibMetro Head Office at 92 21 111-141-414 for inquiries.
• 🌐 More information is available at www.habibmetro.com.

🎯 Investment Thesis

HOLD. The dividend announcement is a positive sign, but a comprehensive investment decision requires a thorough financial analysis, including revenue trends, profitability, and asset quality. Until more financial information is available, maintain a HOLD position. Target price and time horizon cannot be accurately determined without further analysis.