⏸️ MCB: HOLD Signal (5/10) – Text of Advertisement Prior to Publication – Credit of Third Interim Cash Dividend (D-91) 2025

📌 Key Takeaways

• 💰 MCB Bank Limited declared a Third Interim Cash Dividend (D-91) for the quarter ended September 30, 2025.
• ✅ The dividend amount is PKR 9.00 per share, representing 90% of the share value.
• 🏦 Dividends have been directly credited to shareholders’ bank accounts.
• 🆔 Shareholders must have provided valid CNIC/NICOP/NTN and IBAN details for direct credit.
• 🛑 Dividends are withheld for shareholders who have not provided the requisite information as per SECP regulations.
• 🌐 Central Depository Company of Pakistan Limited (CDC) has developed a Centralized Cash Dividend Register (CCDR).
• 🖥️ CCDR is an eServices web portal with details on cash dividends, including paid, unpaid, or withheld amounts.
• 🧾 Shareholders can access CCDR via https://eservices.cdcaccess.com.pk to view their dividend history.
• 📊 Dividend/Zakat & Tax Deduction Reports are available through participants (stock brokers) on CDS terminals.
• 📧 Shareholders will receive a copy of the report on their registered email addresses.
• 📝 In case of non-receipt of dividends, shareholders can contact the Share Registrar and Transfer Agent with Folio/CDC Account Number.
• 💸 Payment of withheld dividends will be made electronically within 15 days of receiving the necessary information.
• ❗ Shareholders must ensure that their provided bank account is active to facilitate dividend credit.
• 📅 The announcement is dated November 12, 2025, with the dividend publication scheduled for November 13, 2025.

🎯 Investment Thesis

Given the limited information, a HOLD recommendation is appropriate. The dividend payout is positive, but a comprehensive assessment requires further financial data and analysis. A price target cannot be accurately determined without more information.