⏸️ MCBIM-FUNDS: HOLD Signal (5/10) – PAKISTAN CASH MANAGEMENT FUND (PCF) Daily Dividend Distribution for 26-DEC-25

📌 Key Takeaways

• 📆 Announcement Date: The dividend distribution was announced on December 27, 2025.
• 🗓️ Record Date: Unit holders registered at the close of business on December 26, 2025, are eligible for the payout.
• 💰 Dividend Amount: A specific daily dividend of Re. 0.0129 per unit has been approved and will be paid.
• 📈 Fund Name: The distribution pertains to the Pakistan Cash Management Fund (PCF).
• 🎯 Fund Objective: PCF is structured as a low-risk fund primarily focused on capital preservation and liquidity.
• 🔄 Distribution Frequency: This is a daily dividend, indicating a continuous income stream for investors.
• 🛡️ Risk Profile: Cash management funds generally maintain a very low-risk profile compared to equity or balanced funds.
• 💼 Management Entity: The payout was approved by MCB Investment Management Limited, the fund’s management company.
• ⚖️ Approval Authority: The Chief Executive Officer, on behalf of the Board of Directors, approved this distribution.
• 🇵🇰 Market Context: This dividend announcement is relevant for the Pakistani capital market.
• 🏦 Investor Benefit: Provides consistent, albeit small, income for investors seeking stable returns and liquidity.
• 📊 Stability Indicator: The regular dividend declaration suggests ongoing stability in the fund’s underlying asset base and income generation.
• 📄 Document Integrity: The announcement specifies it is a system-generated document, requiring no physical signature.

🎯 Investment Thesis

HOLD. The Pakistan Cash Management Fund (PCF) is a suitable investment for individuals and institutions prioritizing capital preservation, high liquidity, and stable, low-risk income. The announced daily dividend of Re. 0.0129 per unit reinforces the fund’s commitment to providing consistent returns, aligning with its fundamental objective. This fund is not an instrument for capital appreciation but rather an excellent vehicle for managing short-term cash, serving as an emergency fund, or as a conservative component within a diversified portfolio. Given its nature and the consistent income distribution, unit holders are encouraged to HOLD their investment to continue benefiting from the regular payouts and maintain their liquidity. A ‘BUY’ signal would depend on individual liquidity needs and prevailing alternative short-term rates, while a ‘SELL’ would only be appropriate if liquidity is required or if a higher-yielding, equally safe alternative becomes available.