⚡ Flash Summary
UBL Pakistan Enterprise Exchange Traded Fund (UBLPETF) reported a FY-YTD return of 37.32% as of September 2025, underperforming its benchmark which had a return of 38.23%. The fund’s NAV increased by 16.17% from August to September 2025, reaching PKR 37.7043. The fund’s expense ratio (FYTD) is 1.43%. The fund primarily invests in equities, with the largest sector allocation in commercial banks (31.71%).
📌 Key Takeaways
- 📈 FY-YTD return for UBLPETF is 37.32%, vs. benchmark’s 38.23%.
- 🗓️ September 2025 return is 12.21% for UBLPETF, while the benchmark is 12.66%.
- 🌟 Since inception (CAGR), UBLPETF has a return of 34.43% compared to the benchmark’s 37.76%.
- ⚠️ Standard Deviation for UBLPETF is 26.84%.
- 📊 Sharpe Ratio for UBLPETF is 4.05.
- 🔄 Portfolio Turnover Ratio is very low at 0.01%.
- ℹ️ Information Ratio is -22.44.
- ⚖️ Beta is 0.94.
- 💸 Total Expense Ratio (FYTD) is 1.43%.
- 💰 Fund Size increased by 16.17% between August and September 2025.
- 🏦 Top sector allocation is Commercial Banks at 31.71%.
- 🏭 Fertilizer sector allocation is 20.24%.
- 🏦 Investment Banks/Companies allocation is 13.10%.
- ⚡ Power Generation & Distribution allocation is 12.22%.
- 🧱 Cement allocation is 10.91%.
🎯 Investment Thesis
HOLD. While UBLPETF provides exposure to the Pakistani equity market, its underperformance compared to the benchmark and relatively high expense ratio raise concerns. The fund’s sector concentration also presents a risk. A HOLD recommendation is appropriate until there’s evidence of improved performance and diversification. Price Target: Maintain current NAV level, Time Horizon: 6-12 months.
Disclaimer: AI-generated analysis. Not financial advice.