FoxLogica News Analysis - FoxLogica

⏸️ ICCI: HOLD Signal (5/10) – Corporate Briefing Session Presentation 2025

⚡ Flash Summary

ICCI Industries Ltd. reported financials for the year ended June 2025. The company has shifted focus from textiles to real estate and warehousing. Revenue decreased slightly to Rs. 50.148 million from Rs. 52.974 million in 2024. The company suffered an after-tax loss of Rs. 16.538 million, compared to a loss of Rs. 11.648 million in the previous year.

Signal: HOLD ⏸️

Strength: 5/10

Sentiment: NEGATIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

🏭 ICC Industries transitioned from textiles to real estate and warehousing in Feb 2020.
🗓️ Financials are for the year ended June 2025.
🏢 Company has a significant land area in Sundar, Lahore.
📉 Revenue decreased from Rs. 52.974 million to Rs. 50.148 million.
📉 After-tax loss increased from Rs. 11.648 million to Rs. 16.538 million.
🏢 Decrease in fair value of investment property impacted earnings (-Rs. 4.3 M).
💸 Admin expenses increased due to enhanced minimum wage requirements (Rs. 2.3 M).
🤝 Sponsors injected Rs. 3.0 M in interest-free loans to meet working capital needs.
💸 Minimum wage enhanced from Rs. 37,000 to Rs. 40,000 w.e.f. Jul 01, 2025.
🏢 Warehousing services are now a significant part of the covered area.
⚠️ Political polarization, regional security, and global market volatility remain risks.
👍 Macroeconomic conditions show signs of improvement with easing inflation and reduced policy rates.

🎯 Investment Thesis

Given the current losses and transition phase, a HOLD recommendation is appropriate. The company’s future performance depends on its ability to successfully execute its real estate and warehousing strategy. Investors should wait for evidence of profitability and revenue growth before considering a BUY recommendation.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 26, 2025

announcements HINO Signal: HOLD

⏸️ HINO: HOLD Signal (5/10) – Financial Results For the Half Year Ended September 30, 2025

⚡ Flash Summary

HINO announced: Financial Results For the Half Year Ended September 30, 2025. Basic analysis suggests neutral sentiment. Professional review recommended.

Signal: HOLD ⏸️

Strength: 5/10

Sentiment: NEUTRAL

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

HINO made announcement: Financial Results For the Half Year Ended September 30, 2025
Automated analysis: HOLD signal detected
Signal strength: 5/10
This is basic analysis – manual review recommended
Professional CFA analysis unavailable

🎯 Investment Thesis

Basic HOLD indication for HINO. Manual verification required.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 26, 2025

announcements Signal: HOLD SPL

⏸️ SPL: HOLD Signal (5/10) – Material Information

⚡ Flash Summary

SPL announced: Material Information. Basic analysis suggests neutral sentiment. Professional review recommended.

Signal: HOLD ⏸️

Strength: 5/10

Sentiment: NEUTRAL

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

SPL made announcement: Material Information
Automated analysis: HOLD signal detected
Signal strength: 5/10
This is basic analysis – manual review recommended
Professional CFA analysis unavailable

🎯 Investment Thesis

Basic HOLD indication for SPL. Manual verification required.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 26, 2025

announcements FIBLM Signal: HOLD

⏸️ FIBLM: HOLD Signal (5/10) – Notice of Board Meeting

⚡ Flash Summary

First IBL Modaraba (FIBLM) has announced a board meeting scheduled for December 03, 2025, to review and approve the financial statements for the period ended June 30, 2025. The meeting will take place at the registered office of IBL Modaraba Management (Pvt.) Limited in Lahore. A ‘Closed Period’ has been declared from November 26, 2025, to December 03, 2025, during which directors, the CEO, and executives are prohibited from trading in FIBLM shares. This restriction complies with Clause # 5.6.4 of the Rule Book of the Pakistan Stock Exchange (PSX).

Signal: HOLD ⏸️

Strength: 5/10

Sentiment: NEUTRAL

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

🗓️ Board meeting scheduled for December 03, 2025, at 11:00 a.m.
🏢 Meeting to be held at the registered office in Lahore.
💼 Agenda includes reviewing and approving financial statements for the period ended June 30, 2025.
🔒 ‘Closed Period’ declared from November 26, 2025, to December 03, 2025.
🚫 During the closed period, no Director, CEO, or Executive can trade FIBLM shares.
📜 Compliance with Clause # 5.6.4 of the PSX Rule Book.
📢 TRE Certificate Holders to be informed accordingly.
👤 Muhammad Ibrahim Qazi, Chief Executive, signed the notice.
✉️ Notice dated November 26, 2025.
🌐 Company website: www.firstibl.com
📧 Email: Ibl@firstibl.com

🎯 Investment Thesis

Given the lack of specific financial information in this announcement, a HOLD recommendation is maintained. Further evaluation is necessary after the financial results are released. Price target and time horizon remain unchanged pending further financial analysis.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 26, 2025

announcements CLVL Signal: BUY

📈 CLVL: BUY Signal (8/10) – Presentation of CBS

⚡ Flash Summary

Cordoba Logistics & Ventures Limited (CLVL) reported its Corporate Briefing Session for the year ended June 30, 2025. The company’s consolidated financial performance shows significant improvement, with a substantial 53% increase in group revenue, reaching PKR 680.81 million. Profit after tax increased to PKR 174.29 million, reflecting healthy profitability compared to PKR 115.40 million in the prior period. Earnings per share (EPS) also rose by 38% year-over-year, reaching PKR 2.20, indicating enhanced shareholder value.

Signal: BUY 📈

Strength: 8/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

🚀 Consolidated revenue increased by 53% year-over-year, reaching PKR 680.81 million.
💰 Profit after tax grew to PKR 174.29 million, up from PKR 115.40 million in the previous year.
📈 Earnings per share (EPS) increased by 38% year-over-year, reaching PKR 2.20.
💪 Total assets increased by PKR 1.014 billion, rising by 70% to PKR 2.443 billion.
💹 Assets Under Management (AUM) increased notably, boosting fee income.
🛡️ Disciplined risk management preserved stability.
⚙️ Operational improvements strengthened efficiencies.
💻 Digital transformation initiatives are progressing to modernize systems.
✅ Aligned with SECP framework requirements, ensuring regulatory compliance.
🤝 Cordoba Financial Services Limited (CFSL) AUM reached PKR 3 Bn+.
🗓️ Cordoba PE Management Limited (CPML) was incorporated on March 12, 2025.
💼 CFSL specializes in Leasing and Investment Financial Services.
🏦 The Board includes seasoned professionals like Mr. Danish Elahi, Mr. Tariq Husain, and Mr. Adeeb Ahmad.
🌍 The company envisions remaining positive going into FY2026.

🎯 Investment Thesis

Based on the strong financial performance and strategic initiatives, a BUY recommendation is justified. The company’s growth in revenue, profit, and EPS indicates strong potential for future growth and value creation. A price target reflecting the 38% increase in EPS is warranted.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 26, 2025

announcements GEMSPNL Signal: BUY

📈 GEMSPNL: BUY Signal (8/10) – Corporate Briefing Session Presentation 2025

⚡ Flash Summary

Supernet Limited’s corporate briefing session presentation for 2025 reveals a year of substantial growth. Revenue increased by 9% year-over-year to PKR 9,269 million, driven by surging broadband subscriptions and digital transformation. The company secured long-term contracts in high-demand areas like cybersecurity and IT infrastructure. Net profit also saw a significant jump of 96% to PKR 473 million, resulting in an EPS of PKR 3.79.

Signal: BUY 📈

Strength: 8/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

🚀 Revenue grew by 9% YoY, reaching PKR 9,269 million in 2025.
💰 Gross profit surged by 31% to PKR 1,832 million, reflecting improved operational efficiency.
📈 Gross profit margin increased from 16% to 20%, indicating a healthier revenue stream.
🔒 Supernet secured a total contract value of PKR 9,957m+ across all business lines.
🌐 Connectivity portfolio witnessed a PKR 4,701 Mn boost with strategic banking network deals.
🛡️ High-margin cybersecurity projects yielded PKR 1,750 Mn through large-scale wins.
🏦 Recurring revenue is strong, with PKR 81 million in monthly billing from long-term contracts.
🤝 The company added Karakoram Cooperative Bank and other new clients to its portfolio.
💡 Operating profit rose by 68% to PKR 868 million, showcasing enhanced profitability.
💸 EBITDA increased to PKR 1,041 million, reflecting strong operational performance.
⭐ EPS soared to PKR 3.79, marking a significant increase from PKR 1.93 in the previous year.
💼 Strategic merger with Supernet Technologies Limited is underway, aiming to enhance stakeholder value.
🌍 Supernet is strategically expanding into international markets, leveraging its UAE presence.
🌱 Supernet is focused on providing IT Infrastructure, Cybersecurity & Green Energy Solutions, addressing critical market demands.
🔮 2026 Outlook foresees stable dollar, lower inflation, and increased ICT spending.

🎯 Investment Thesis

BUY. Supernet’s strong financial performance in 2025, driven by strategic growth in cybersecurity and IT infrastructure, makes it an attractive investment. The company’s focus on high-margin services, international expansion, and long-term contracts supports a positive outlook. The upcoming merger with Supernet Technologies Limited is expected to further enhance shareholder value. Given the increased EPS and positive growth trajectory, a price target of PKR 5.00 is set, with a time horizon of 12-18 months.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 26, 2025

announcements ESBL Signal: HOLD

⏸️ ESBL: HOLD Signal (6/10) – Corporate Briefing Session Presentation 2025

⚡ Flash Summary

Escorts Investment Bank Limited (EIBL) reported a revenue of Rs. 108.38M for the year 2025, a decrease from Rs. 136.49M in the previous year. The company experienced a higher loss of Rs. 68.40M compared to Rs. 23.10M in FY24, primarily due to increased prudent provisioning. Despite the revenue decline, EIBL focuses primarily on lending business including Housing Finance, Corporate Finance & Micro Finance. The company received a public announcement of intention and signed an MOU with a substantial acquirer during the year.

Signal: HOLD ⏸️

Strength: 6/10

Sentiment: NEGATIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

1. 📉 Revenue decreased to Rs. 108.38M in FY25 from Rs. 136.49M in FY24.
2. ⚠️ Net loss increased to Rs. 68.40M in FY25 compared to Rs. 23.10M in FY24.
3. 🏦 EIBL focuses primarily on lending business including Housing Finance, Corporate Finance & Micro Finance.
4. 🔍 Increased prudent provisioning of Rs. 9.70 million in FY25, up from Rs. 3.97M in FY24.
5. 🏢 Operating costs rose to Rs. 173.983M in FY25 from Rs. 163.199M in FY24.
6. 🤝 Signed an MOU with a substantial acquirer in FY25.
7. 💼 Total assets decreased to Rs. 660.798M from Rs. 726.056M.
8. 📊 Short-term rating: A3 (adequate capacity for timely repayment).
9. 📜 Long-term rating: BBB- (good credit quality).
10. 🏦 Finance portfolio increased from 222 million to 260 million.
11. 🏘️ House Finance portfolio decreased from 46M to 35M.
12. 💰 Micro Finance portfolio increased from 146M to 173M.
13. 🪙 Gold Finance portfolio increased from 30M to 52M.

🎯 Investment Thesis

Given the declining financial performance and regulatory risks, a HOLD recommendation is appropriate. The company’s potential acquisition could provide some upside, but the current financial metrics do not support a BUY rating. Further information and analysis are needed to assess the potential acquirer’s plans. The time horizon is MEDIUM_TERM.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 26, 2025

announcements ENGROH Signal: HOLD

⏸️ ENGROH: HOLD Signal (5/10) – Disclosure of Interest by a Director CEO, or Executive of a listed company and their Spouses and the Substantial Shareholders u/c 5.6.1.(d) of PSX Regulations

⚡ Flash Summary

ENGROH announced: Disclosure of Interest by a Director CEO, or Executive of a listed company and their Spouses and the Substantial Shareholders u/c 5.6.1.(d) of PSX Reg. Basic analysis suggests neutral sentiment. Professional review recommended.

Signal: HOLD ⏸️

Strength: 5/10

Sentiment: NEUTRAL

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

ENGROH made announcement: Disclosure of Interest by a Director CEO, or Executive of a listed company and their Spouses and the Substantial Shareholders u/c 5.6.1.(d) of PSX Regulations
Automated analysis: HOLD signal detected
Signal strength: 5/10
This is basic analysis – manual review recommended
Professional CFA analysis unavailable

🎯 Investment Thesis

Basic HOLD indication for ENGROH. Manual verification required.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 26, 2025

announcements ASTL Signal: HOLD

⏸️ ASTL: HOLD Signal (5/10) – Material Information

⚡ Flash Summary

Amreli Steels Limited (ASTL) has received approval from the Securities and Exchange Commission of Pakistan (SECP) to issue up to 40,000,000 ordinary shares at a subscription price of PKR 25 per share, including a premium of PKR 15. The shares will be issued to Mr. Shayan Akberali, an existing sponsor of the company, via direct issuance. The aggregate cash consideration will be PKR 1,000,000,000, and the proceeds will be used to restructure the company’s debt in line with lenders’ requirements.

Signal: HOLD ⏸️

Strength: 5/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

✅ SECP approves issuance of up to 40,000,000 ordinary shares for Amreli Steels.
💰 Subscription price set at PKR 25 per share.
📈 Includes a premium of PKR 15 per share.
👤 Shares to be issued to Mr. Shayan Akberali, an existing sponsor.
🤝 Direct issuance, not a rights issue.
💸 Aggregate cash consideration of PKR 1,000,000,000.
🏦 Funds earmarked for restructuring company’s debt.
🗓️ Approval follows shareholder resolution on October 28, 2025.
📅 Board of Directors proposed issuance on October 3, 2025.
📝 Company to proceed with statutory filings and formalities.
📜 Disclosure compliant with Securities Act, 2015.
🏢 Notification to Pakistan Stock Exchange Limited (PSX).

🎯 Investment Thesis

HOLD. The direct issuance will improve Amreli Steels’ financial position by reducing debt. However, the dilution of existing shareholders and overall steel sector challenges warrant a HOLD rating. Price target is dependent on future earnings and debt restructuring success, with a medium-term horizon.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 26, 2025

announcements CRTM Signal: HOLD

⏸️ CRTM: HOLD Signal (5/10) – Disclosure of Interest by a Director CEO, or Executive of a listed company and their Spouses and the Substantial Shareholders u/c 5.6.1.(d) of PSX Regulations

⚡ Flash Summary

On November 26, 2025, Crescent Textile Mills Limited disclosed the interest of a Director/CEO, Ahmad Shafi, in the company’s shares. Ahmad Shafi executed multiple buy transactions of the company’s shares between November 20 and November 25, 2025. These transactions were conducted in the ready market through CDC (Central Depository Company). The purchases incrementally increased his cumulative shareholding percentage.

Signal: HOLD ⏸️

Strength: 5/10

Sentiment: NEUTRAL

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

📝 Ahmad Shafi, CEO of Crescent Textile Mills, engaged in multiple buy transactions of the company’s shares.
📅 Transactions occurred between November 20 and November 25, 2025.
📈 On 20-11-2025, Shafi bought 2,000 shares at a rate of PKR 24.22, increasing his holding to 23,045,946 shares (23.05%).
📈 On 21-11-2025, Shafi bought 42,459 shares at a rate of PKR 24.08, increasing his holding to 23,088,405 shares (23.09%).
📈 On 24-11-2025, Shafi bought 10,000 shares at a rate of PKR 23.91, increasing his holding to 23,098,405 shares (23.10%).
📈 On 25-11-2025, Shafi bought 10,000 shares at a rate of PKR 23.77, increasing his holding to 23,108,405 shares (23.11%).
🏦 All transactions were executed in the ready market through the Central Depository Company (CDC).
📊 The disclosure is in compliance with PSX Regulation 5.6.4.
💼 Sajjad Hussain, Company Secretary, signed off on the disclosure.
🏢 Crescent Textile Mills Limited is the entity involved in these transactions.

🎯 Investment Thesis

Based solely on this disclosure, a HOLD recommendation is appropriate. The CEO’s buying activity could be a positive signal, but further analysis of the company’s financials, industry trends, and overall market conditions is necessary before making a BUY or SELL decision. Price target and time horizon would depend on broader market and company-specific factors.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 26, 2025

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