HBLTFC3

⚡ Flash Summary

Habib Bank Limited (HBL) has announced the book closure for the twelfth profit payment of its ADT-1 TFC2 2022 “HBLTFC3”. The profit payment is scheduled for December 28, 2025, which falls on a Sunday. As a result, the payment will be made on the next business day, December 29, 2025. The transfer books will be closed from December 22, 2025, to December 28, 2025, inclusive. TFC holders registered as of December 19, 2025, will be entitled to the profit payment, which will be directly credited to their IBAN accounts.

📌 Key Takeaways

• 📅 Book closure announced for HBLTFC3’s 12th profit payment.
• 💸 Profit payment due on December 28, 2025, but paid on December 29, 2025 due to it being a Sunday.
• 🏦 Payment will be directly credited to TFC holders’ IBAN accounts.
• 🔒 Transfer books closed from December 22 to December 28, 2025 (inclusive).
• 🗓️ Record date for entitlement is December 19, 2025.
• 📰 Announcement published in Business Recorder and Daily Jang on December 8, 2025.
• 📜 Trust Deed governing the terms is dated December 9, 2022.
• ℹ️ TFC holders requested to update IBAN details with CDC Share Registrar Services Limited.
• 📞 Contact CDC Share Registrar Services Limited at 0800-23275 for assistance.
• 📧 Email info@cdcsrsl.com for any queries related to IBAN updates.
• 🌐 Website www.cdcsrsl.com for more information.
• 🏢 CDC Share Registrar Services Limited located at CDC House, Karachi.

🎯 Investment Thesis

Given the limited information, a HOLD recommendation is appropriate for HBLTFC3. The announcement itself is procedural and does not provide insights into HBL’s financial performance or the TFC’s underlying value. Investors should monitor HBL’s financial results and broader market conditions to reassess their position.