SAIF

⚡ Flash Summary

Muhammad Hussain acquired 2,450,000 voting shares of Saif Textile Mills Limited on October 23, 2025, at a price of Rs. 26.09 per share. This acquisition increased his total shareholding to 3,391,994 shares, representing 12.84% of the total issued voting shares. Previously, his holding was 941,994 shares. The disclosure is made pursuant to Section 110 of the Securities Act, 2015.

📌 Key Takeaways

• 📝 Muhammad Hussain acquired shares of Saif Textile Mills Limited.
• 🗓️ Acquisition date: October 23, 2025.
• 💰 Acquisition price: Rs. 26.09 per share.
• 📈 Number of shares acquired: 2,450,000.
• 📊 Total shareholding after acquisition: 3,391,994 shares.
• 💼 Total shareholding percentage: 12.84% of total issued voting shares.
• 📉 Previous shareholding: 941,994 shares.
• 📜 Disclosure pursuant to Section 110 of the Securities Act, 2015.
• 👤 Acquirer: Muhammad Hussain.
• 📍 Acquirer Address: D-252, NHS Zamzama Clifton, Karachi.
• 🚫 No persons acting in concert were identified.
• 🚫 No nominee director representation was identified.

🎯 Investment Thesis

HOLD. The acquisition represents a significant increase in shareholding by Muhammad Hussain. More information is needed to make a well informed BUY or SELL decision. A deeper analysis of the company’s financials, market position, and growth prospects is required before making a decision. Price target and time horizon will depend on further analysis.

⚡ Flash Summary

Saif Textile Mills Limited held a corporate briefing session (CBS) for the year ended June 30, 2025. The company reported net sales revenue of Rs. 11,594 million, gross profit of Rs. 1,234 million, EBITDA of Rs. 1,191 million, and operating profit of Rs. 832 million. Key ratios include a debt-to-equity ratio of 66:34 and a current ratio of 0.76. This analysis will further explore the financial performance and investment potential based on available information.

📌 Key Takeaways

• 🗓️ Corporate Briefing Session held on November 18, 2025, discussing year-end results as of June 30, 2025.
• 🏭 Saif Textile Mills primarily manufactures and sells yarn.
• 📍 Manufacturing facilities located in Industrial Estate, Gadoon Amazai, Sawabi, KPK.
• 🏢 Head office situated in Islamabad and registered office in Peshawar.
• 📜 Certified by ISO 9001:2015, ISO 14001:2015, and ISO 17025.
• 🌱 Also certified by Global Organic Textile Standard (GOTS) and Better Cotton Initiative (BCI).
• 💰 Net sales revenue reported at Rs. 11,594 million for June 2025.
• 📊 Gross Profit stands at Rs. 1,234 million.
• 💸 EBITDA reached Rs. 1,191 million.
• Operating Profit recorded as Rs. 832 million.
• ⚖️ Debt-to-Equity ratio is 66:34.
• Current ratio is 0.76.
• 📈 KIBOR is 15.27%.
• Equity market value is Rs. 19.08 per share (current price Rs. 27).
• Shares traded amount to 14,698,346.

🎯 Investment Thesis

Given the declining revenue and profitability trends, along with an apparently overvalued stock price, a HOLD recommendation is appropriate. Further analysis is required to determine future growth prospects. The current financials do not support a BUY recommendation without more data and evidence of turnaround.

⚡ Flash Summary

SAIF announced: CORPORATE BRIEFING SESSION. Basic analysis suggests neutral sentiment. Professional review recommended.

📌 Key Takeaways

• SAIF made announcement: CORPORATE BRIEFING SESSION
• Automated analysis: HOLD signal detected
• Signal strength: 5/10
• This is basic analysis – manual review recommended
• Professional CFA analysis unavailable

🎯 Investment Thesis

Basic HOLD indication for SAIF. Manual verification required.

⚡ Flash Summary

Saif Textile Mills Limited held its Annual General Meeting on October 24, 2025, where key resolutions were passed. These included the approval of the annual audited financial statements for the year ended June 30, 2025. Additionally, Shinewing Hameed Chaudhri & Co. were re-appointed as external auditors. The company also received authorization to share common expenses with associated companies, including Kohat Textile Mills, and ratified related party transactions for the year ended June 30, 2025.

📌 Key Takeaways

• ✅ Annual Audited Financial Statements for the year ended June 30, 2025 were approved.
• 🤝 Chairman’s Review Report, Directors’ and Auditors’ reports were received and adopted.
• 👨‍💼 Shinewing Hameed Chaudhri & Co. re-appointed as external auditors.
• 🗓️ Auditors to hold office until the conclusion of the next Annual General Meeting.
• 💰 Auditors’ fees to be determined by the Chief Executive Officer.
• 🏢 Company authorized to share common expenses with associated companies like Kohat Textile Mills.
• 🧾 Common expenses include office rents, administrative salaries, utility expenses, repair, and maintenance.
• 🤝 Related party transactions for the year ended June 30, 2025 ratified and approved.
• ✔️ Chief Executive authorized to execute/approve transactions with related parties during the year ending June 30, 2026.
• ✍️ Chief Executive authorized to take necessary actions and sign documents on behalf of the company.
• 🗓️ AGM held on Friday, October 24, 2025.

🎯 Investment Thesis

Given the lack of financial data and focus on procedural matters, a HOLD recommendation is appropriate. The announcement doesn’t provide enough information to warrant a change in investment strategy. Further information on the financial performance and strategic direction is needed to make a more informed decision. Price target cannot be determined with the available information.

⚡ Flash Summary

Saif Textile Mills Limited’s unaudited results for the quarter ended September 30, 2025, reveal a mixed performance. Revenue declined to Rs. 2.4 billion, and gross profit decreased to Rs. 370 million (16% margin vs. 18% last year) due to higher energy costs, increased machine maintenance, and rising minimum wages. However, finance costs decreased, and the company achieved a net profit of Rs. 39 million, a return to profitability after previous losses. The company is focused on enhancing its specialized, value-added, and export-oriented product mix and is also implementing a 10 MW solar power plant to mitigate energy costs, expected to be operational by January 2026.

📌 Key Takeaways

• 📉 Revenue decreased to Rs. 2.4 billion compared to the prior year period.
• ⚠️ Gross profit declined to Rs. 370 million, with a margin of 16% vs. 18% in the corresponding prior year period.
• 💰 Operating expenses remained relatively stable despite inflationary pressures.
• ✅ Finance costs decreased due to reduced KIBOR rates.
• ⬆️ Net profit was Rs. 39 million, marking a return to profitability.
• 🏭 The factory is operating at full capacity.
• ☀️ The company finalized an agreement for a 10 MW Solar Power Plant, expected to be operational by January 2026.
• 🌱 Focus on specialized, value-added, and export-oriented product mix to enhance performance.
• 👍 Long-term credit rating is A- and short-term credit rating is A2 from PACRA.
• 🏢 Head office located in Islamabad and registered office in Peshawar.
• 🤝 Expressed gratitude to shareholders, financial institutions, customers, and employees.
• ✔️ Basic and diluted earnings per share decreased to Rs. 0.22, from Rs. 0.41 in the prior year period.
• ⬇️ Cash and bank balances are Rs. 22.448 million, down from Rs. 33.400 million at the beginning of the period.

🎯 Investment Thesis

HOLD. While the return to profitability is a positive sign, the decline in revenue and gross profit raises concerns. The solar power plant initiative and focus on specialized products are promising, but their impact is yet to be seen. The investment decision relies on how effectively the company can manage costs, increase efficiency, and leverage its strategic initiatives to drive sustainable growth.

⚡ Flash Summary

SAIF announced: Board Meeting. Basic analysis suggests neutral sentiment. Professional review recommended.

📌 Key Takeaways

• SAIF made announcement: Board Meeting
• Automated analysis: HOLD signal detected
• Signal strength: 5/10
• This is basic analysis – manual review recommended
• Professional CFA analysis unavailable

🎯 Investment Thesis

Basic HOLD indication for SAIF. Manual verification required.