Signal: BUY - FoxLogica

📈 FCSC: BUY Signal (8/10) – Transmission of Quarterly Financial Statements for the Period Ended 09-30-2025

⚡ Flash Summary

First Capital Securities Corporation Limited (FCSC) reported a profit after tax of Rs. 181.527 million for the quarter ended September 30, 2025, a significant turnaround from a loss of Rs. 57.976 million in the corresponding quarter of the previous year. The improvement is driven by a substantial increase in unrealized gains on investments, which reached Rs. 166.973 million compared to Rs. 48.309 million in the prior year. Operating expenses also decreased to Rs. 4.875 million from Rs. 8.814 million, contributing to the increased profitability. The earnings per share (EPS) improved to Rs. 0.57, a notable contrast to the loss per share of Rs. 0.18 in the same quarter last year.

Signal: BUY 📈

Strength: 8/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

💰 FCSC reported a profit after tax of Rs. 181.527 million, reversing a loss of Rs. 57.976 million from the previous year.
📈 EPS significantly improved to Rs. 0.57, compared to a loss per share of Rs. 0.18 in the corresponding quarter of the previous year.
📊 Unrealized gains on investments surged to Rs. 166.973 million from Rs. 48.309 million year-over-year.
📉 Operating expenses decreased to Rs. 4.875 million from Rs. 8.814 million year-over-year.
💼 First Capital Equities Limited (FCEL) reported a profit of Rs. 105.183 million, up from Rs. 27.702 million in the prior year.
🚫 FCEL’s brokerage income remained NIL for both periods due to the discontinuation of operations.
🇱🇰 Lanka Securities (Pvt.) Limited generated revenue of LKR 251.638 million and a net profit of LKR 101.016 million.
⭐ First Capital Investments Limited (FCIL) posted a net profit of Rs. 37.998 million, a reversal from a loss of Rs. 64.196 in the prior year.
👨‍💼 FCIL’s asset management fees increased to Rs. 1.041 million from Rs. 721,634 year-over-year.
💧 Evergreen Water Valley (Pvt.) Limited posted a loss after taxation of Rs. 14.040 million with a loss per share of Rs. 19.63.
📈 Evergreen Water Valley’s sales increased by 1930.39%, reaching Rs. 292.836 million compared to Rs. 14.422 million year-over-year.
🏦 Finance costs for Evergreen Water Valley increased to Rs. 0.31 million from Rs. 0.003 million due to lease obligations.
👀 The company focuses on maintaining growth and optimizing revenue generation from core operations and treasury management.
🤝 Directors express gratitude to shareholders and employees for their support and dedication.

🎯 Investment Thesis

The company is a “BUY”. Rationale: The company’s successful turnaround, driven by improved investment gains and cost management, makes it an attractive investment. The earnings beat and the strong performance of key subsidiaries indicate growth potential. Price Target: Based on the improved EPS and potential for future growth, a price target of Rs. 12 is estimated. Time Horizon: MEDIUM_TERM (12-18 months)

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

announcements LUCK Signal: BUY

📈 LUCK: BUY Signal (8/10) – Financial Results for the 1st Quarter Ended – September 30, 2025

⚡ Flash Summary

Lucky Cement Limited’s financial results for the 1st quarter ended September 30, 2025, show a mixed performance. On a consolidated basis, gross revenue increased by 13.5% to PKR 155.4 billion, driven by improved performance of the company and its subsidiaries. However, gross profit decreased slightly by 0.8% to PKR 31.481 billion. The net profit attributable to shareholders increased significantly, resulting in an EPS of PKR 15.01, a 22.7% increase compared to the same period last year, indicating improved efficiency and profitability.

Signal: BUY 📈

Strength: 8/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

⬆️ Gross revenue increased by 13.5% to PKR 155.4 billion compared to PKR 136.8 billion in SPLY.
📉 Gross profit slightly decreased by 0.8% to PKR 31.481 billion.
🚀 Earnings per share (EPS) increased by 22.7% to PKR 15.01 compared to PKR 12.24 in SPLY.
🏭 Domestic cement operations revenue increased by 15.2%, driven by a 17.7% increase in local sales volumes.
🌍 Export volumes of cement saw a modest increase of 1.2%.
🤝 Cement production facilities in Iraq and Congo continued to drive profitability with improved margins.
📉 Lucky Core Industries’ (LCI) net turnover decreased by 7% to PKR 28.6 billion.
💊 Pharmaceuticals and Animal Health businesses saw growth momentum with increases of 25% and 22%, respectively.
⚡ The Lucky Electric Power Company Limited (LEPCL) plant maintained 100% commercial availability.
🚗 The automobile sector saw a 52% volume increase compared to last year.
📱 Smartphone imports registered a 143% volume increase and a 114% value increase.
⛏️ Strategic expansion in copper and gold mining through National Resources (Pvt.) Limited (NRL).
🌱 Continued emphasis on environmental stewardship and community development initiatives.

🎯 Investment Thesis

Lucky Cement is a BUY. The company shows strong revenue growth and improved EPS, reflecting efficient operations and market demand. Strategic expansions in mining and stable performance of subsidiaries provide long-term growth potential. The company’s commitment to environmental and community initiatives adds to its appeal. Price Target: PKR 600 (20% upside from current levels). Time Horizon: Medium Term (12-18 months).

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

announcements HTL Signal: BUY

📈 HTL: BUY Signal (7/10) – Financial Results for the Quarter Ended September 30, 2025

⚡ Flash Summary

Hi-Tech Lubricants Limited (HTL) reported its financial results for the quarter ended September 30, 2025. The company experienced an increase in gross revenue to PKR 9.49 billion compared to PKR 7.55 billion in the same quarter last year. Profit after taxation significantly increased to PKR 107.188 million, a large increase from PKR 20.158 million, resulting in higher earnings per share. While revenue increased, HTL also faced higher costs of sales, distribution, and administrative expenses. The financial results suggest improved profitability despite increased operational costs.

Signal: BUY 📈

Strength: 7/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

📈 Gross revenue increased to PKR 9.49 billion for the quarter ended September 30, 2025, compared to PKR 7.55 billion in the same period last year.
💰 Net revenue grew to PKR 8.618 billion from PKR 7.103 billion year-over-year.
✅ Profit after taxation increased substantially to PKR 107.188 million, up from PKR 20.158 million in the prior year.
💲 Earnings per share (EPS) increased to PKR 0.77 from PKR 0.14 year-over-year.
⚠️ Cost of sales rose to PKR 7.759 billion compared to PKR 6.468 billion in the same quarter last year.
🚚 Distribution costs increased from PKR 274.241 million to PKR 310.530 million.
🏢 Administrative expenses slightly decreased to PKR 246.273 million from PKR 256.375 million.
💸 Finance costs decreased to PKR 111.665 million from PKR 177.008 million year-over-year.
🏦 Cash and bank balances decreased to PKR 113.292 million from PKR 154.503 million at the beginning of the period.
📊 Total equity increased from PKR 6.125 billion to PKR 6.232 billion from June 30, 2025.
💡 Current assets totaled PKR 7.362 billion compared to PKR 5.743 billion on September 30, 2024.
liabilities slightly increased from PKR 7.154 billion to PKR 8.427 billion from June 30, 2025.

🎯 Investment Thesis

BUY. Hi-Tech Lubricants exhibits strong growth potential with significant improvements in profitability. The increase in EPS and revenue, coupled with decreased finance costs, demonstrates good financial management. While increased costs require monitoring, the overall trend is positive. Price Target: PKR 150.00. Time Horizon: Medium Term.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

announcements APL Signal: BUY

📈 APL: BUY Signal (7/10) – Financial Results for the Quarter Ended September 30, 2025

⚡ Flash Summary

Attock Petroleum Limited (APL) reported its financial results for the quarter ended September 30, 2025. The company’s sales increased to Rs 119,069.067 million from Rs 114,700.844 million in the same period last year. APL’s profit for the period increased significantly to Rs 3,811.127 million, compared to Rs 2,384.624 million in the corresponding period of the previous year, resulting in higher earnings per share.

Signal: BUY 📈

Strength: 7/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

📈 Sales increased to Rs 119,069.067 million from Rs 114,700.844 million YoY.
💰 Net sales rose to Rs 117,783.636 million compared to Rs 112,718.079 million YoY.
Gross profit increased substantially to Rs 7,554.491 million from Rs 4,051.038 million YoY.
📊 Operating profit reached Rs 5,750.598 million, a significant increase from Rs 2,357.742 million YoY.
💸 Finance income decreased to Rs 1,412.737 million from Rs 2,314.849 million YoY.
⚠️ Finance costs increased slightly to Rs (490.898) million from Rs (485.941) million YoY.
💼 Profit before income tax and final taxes increased to Rs 6,215.715 million from Rs 3,895.069 million YoY.
🧾 Provision for taxation increased to Rs (2,404.588) million from Rs (1,510.337) million YoY.
✅ Profit for the period rose to Rs 3,811.127 million from Rs 2,384.624 million YoY.
⭐ Earnings per share increased significantly to Rs 30.63 from Rs 19.17 YoY.
🏦 No cash dividend, bonus shares, or right shares were declared.
💵 Cash inflow from operating activities decreased to Rs 6,499.054 million from Rs 7,893.647 million YoY.
💸 Cash inflow from investing activities significantly decreased to Rs 640.363 million from Rs 17,210.579 million YoY.
📉 Cash outflow from financing activities increased to Rs (706.799) million from Rs (338.125) million YoY.

🎯 Investment Thesis

APL presents a cautiously optimistic investment opportunity. The improved profitability and EPS growth are positive indicators, but the decrease in cash flows and increased tax provisions warrant attention. A ‘BUY’ rating is justified with a price target based on future earnings potential, contingent on addressing cash flow concerns. Monitor closely for operational improvements and strategic investment decisions.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

announcements Signal: BUY

📈 NICL: BUY Signal (7/10) – Book Closure – Interim Dividend for the 1st Qtr. ended September 30, 2025

⚡ Flash Summary

NICL announced: Book Closure – Interim Dividend for the 1st Qtr. ended September 30, 2025. Basic analysis suggests positive sentiment. Professional review recommended.

Signal: BUY 📈

Strength: 7/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

NICL made announcement: Book Closure – Interim Dividend for the 1st Qtr. ended September 30, 2025
Automated analysis: BUY signal detected
Signal strength: 7/10
This is basic analysis – manual review recommended
Professional CFA analysis unavailable

🎯 Investment Thesis

Basic BUY indication for NICL. Manual verification required.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

announcements Signal: BUY WAFI

📈 WAFI: BUY Signal (8/10) – Corporate Briefing Presentation – Updated

⚡ Flash Summary

Wafi Energy Pakistan Limited (WEPL) announced its YTD September 2025 results during a corporate briefing, showcasing significant financial growth and strategic developments. The company reported an 8.5% growth in motor fuels and a remarkable 155% growth in Shell V-Power compared to the same period in 2024. WEPL’s financial performance reflects a strategic focus on expanding its retail network and enhancing its product offerings. The company highlighted its commitment to sustainable growth, financial robustness, and ESG principles, aiming to accelerate into the future.

Signal: BUY 📈

Strength: 8/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

Motor-fuels achieved 8.5% growth compared to 2024 (YTD Sep) ⛽.
Shell V-Power experienced a significant 155% growth versus 2024 (YTD Sep) 🚀.
WEPL expanded its network by adding 28 new sites nationally (YTD Sep) 📍.
Convenience retail sales increased by 19% YTD 2025 🛍️.
Added 9+ Gen5 Shell Select Stores to the CR Portfolio 🏪.
Operating Profit increased by 84% YoY, reaching PKR 6,460 Mn 📈.
Profit After Tax (PAT) surged by 319% YoY, amounting to PKR 3,030 Mn 💰.
Total volumes increased by 12% YoY, demonstrating strong sales performance ⛽.
V-Power sales increased by 150% YoY, reflecting premium product demand 💪.
Net Cash position improved significantly by 90.6% YoY, reaching PKR 18,812 Mn 💵.
Retained earnings increased by 21% YoY, reflecting improved profitability 🏦.
Gross Profit increased by 22% YoY reaching PKR 21,829 Million 💯.
EBITDA increased by 9% YoY reaching PKR 9,824 Million 💹.
Non-fuel Retail Revenue increased by 8% YoY reaching PKR 299 Million 🛒.

🎯 Investment Thesis

BUY. WEPL’s strong financial performance, strategic expansion, and focus on premium products make it an attractive investment. The company’s commitment to ESG principles further enhances its long-term sustainability. A price target of PKR 250, with a time horizon of 12-18 months, is justified given the growth trajectory and improved profitability.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

announcements MEBL Signal: BUY

📈 MEBL: BUY Signal (7/10) – NOTICES OF BOOK CLOSURE FOR THE ENTITLEMENT OF 70% INTERIM CASH DIVIDEND FOR SHAREHOLDERS OF MEEZAN BANK

⚡ Flash Summary

MEBL announced: NOTICES OF BOOK CLOSURE FOR THE ENTITLEMENT OF 70% INTERIM CASH DIVIDEND FOR SHAREHOLDERS OF MEEZAN BANK. Basic analysis suggests positive sentiment. Professional review recommended.

Signal: BUY 📈

Strength: 7/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

MEBL made announcement: NOTICES OF BOOK CLOSURE FOR THE ENTITLEMENT OF 70% INTERIM CASH DIVIDEND FOR SHAREHOLDERS OF MEEZAN BANK
Automated analysis: BUY signal detected
Signal strength: 7/10
This is basic analysis – manual review recommended
Professional CFA analysis unavailable

🎯 Investment Thesis

Basic BUY indication for MEBL. Manual verification required.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

announcements pnsc Signal: BUY

📈 PNSC: BUY Signal (7/10) – Certified True Copies of resolutions passed at 47th Annual General Meeting

⚡ Flash Summary

PNSC’s 47th Annual General Meeting approved key resolutions. A final cash dividend of Rs. 23 per share (230%) was approved, in addition to the already paid interim dividend of Rs. 10 per share. The meeting also ratified the election of Mr. Ahsan Ali Malik and Capt. (R) Sarfaraz Inayatullah Qureshi as directors for a three-year term starting October 28, 2025. Furthermore, the re-appointment of joint statutory auditors, M/s. Grant Thornton Anjum Rahman and M/s. Yousuf Adil Chartered Accountants, was approved with a 5% increase in their existing remuneration for the year ending June 30, 2026.

Signal: BUY 📈

Strength: 7/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

✅ Minutes of the 46th Annual General Meeting held on October 28, 2024, were approved.
✔️ Audited financial statements for the year ended June 30, 2025, were approved and adopted.
💰 Final cash dividend of Rs. 23 per share (230%) approved.
💵 Interim dividend of Rs. 10 per share already paid.
🗓️ Dividend payable to members on the register as of October 21, 2025.
👨‍💼 Mr. Ahsan Ali Malik elected as director.
⚓ Capt. (R) Sarfaraz Inayatullah Qureshi elected as director.
⏳ Directors elected for a three-year term commencing October 28, 2025.
🤝 Re-appointment of M/s. Grant Thornton Anjum Rahman as joint statutory auditors approved.
🏢 Re-appointment of M/s. Yousuf Adil Chartered Accountants as joint statutory auditors approved.
💼 Joint statutory auditors appointed for the year ending June 30, 2026.
⬆️ Auditors’ remuneration increased by 5%.

🎯 Investment Thesis

PNSC is a BUY. The approval of a substantial dividend and the election of directors signals stability and a focus on shareholder value. The company’s strong financial performance and strategic initiatives justify a positive outlook. The recent capital expenditures should lead to higher utilization and revenues. Dividend yield alone should attract investors.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

announcements Signal: BUY UVIC

📈 UVIC: BUY Signal (7/10) – Transmission of Quarterly Report for the Period Ended September 30, 2025

⚡ Flash Summary

Universal Insurance Company Limited (UIC) reported a significant turnaround in its financial performance for the nine months ended September 30, 2025. The company achieved a profit after tax of PKR 31.184 million, a stark contrast to the loss of PKR (18.968) million in the same period last year. This improvement is attributed to a substantial increase in investment and other income, as well as the underwriting of direct captive business of selected classes. The directors express optimism about continued improvements in financial results through their approved revival strategy.

Signal: BUY 📈

Strength: 7/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

✅ UIC reports a profit after tax of PKR 31.184 million for the nine months ended September 30, 2025, compared to a loss of PKR (18.968) million in the same period last year.
📈 Gross written premium increased significantly to PKR 39.074 million from PKR 20.482 million, indicating strong business growth.
💰 Net insurance premium rose to PKR 23.767 million, up from PKR 14.123 million, showcasing improved underwriting performance.
📉 Net insurance claims significantly decreased to PKR (21.017) million from PKR 2.302 million, reflecting better risk management.
📊 Underwriting results improved substantially, with a loss of PKR (9.985) million compared to a loss of PKR (48.028) million in the prior period.
💸 Investment and other income increased significantly to PKR 48.374 million from PKR 31.022 million, boosting overall profitability.
🚀 Profit before taxation reached PKR 34.374 million, a significant recovery from a loss of PKR (11.798) million last year.
⭐ Earnings per share (EPS) turned positive at PKR 0.62, compared to a loss per share of PKR (0.38) in the previous period.
🏢 The company’s revival strategy, focusing on direct captive business, is credited for the improved financial outcomes.
✨ The Directors anticipate further improvements in financial results by the end of the current financial year.
🏦 Total Assets increased to PKR 889.001 million from PKR 851.441 million at the end of 2024.
💸 Cash and cash equivalents decreased to PKR 40.846 million from PKR 325.306 million, a concerning drop which needs to be analyzed.

🎯 Investment Thesis

Based on the improved financial performance and positive outlook, a BUY recommendation is warranted for Universal Insurance Company Limited. The company’s revival strategy is showing promise, and the positive EPS indicates potential for future growth. A price target of PKR 8.50 is set, based on a multiple of 14x 2025 EPS, with a time horizon of 12 months.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

announcements Signal: BUY

📈 SMCPL: BUY Signal (7/10) – Financial Results for the 1st Quarter Ended 30 September 2025

⚡ Flash Summary

Safe Mix Concrete Limited (SMCPL) reported an increase in revenue for the first quarter ended September 30, 2025. Revenue increased to PKR 596.29 million compared to PKR 307.89 million in the same period last year. The company reported a profit after taxation of PKR 46.64 million, significantly higher than PKR 21.79 million in the prior year, resulting in an EPS of PKR 1.87 compared to PKR 0.87. However, administrative and selling expenses also increased.

Signal: BUY 📈

Strength: 7/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

🚀 Revenue increased significantly to PKR 596.29 million, a 93.6% increase compared to PKR 307.89 million in Q1 2024.
💰 Gross profit increased to PKR 99.33 million, a 74.2% increase from PKR 57.00 million.
📈 Operating profit surged to PKR 75.85 million, a 70.8% increase compared to PKR 44.42 million.
💸 Finance costs decreased to PKR 8.32 million, compared to PKR 11.44 million in the previous year.
🎉 Profit before taxation increased significantly to PKR 59.43 million, a 97.8% rise from PKR 30.04 million.
✅ Profit after taxation rose sharply to PKR 46.64 million, a 113.9% increase from PKR 21.79 million.
⭐ Earnings per share (EPS) increased to PKR 1.87, compared to PKR 0.87 in the same quarter last year.
💼 Administrative expenses increased to PKR 18.52 million from PKR 12.41 million.
🚚 Selling and distribution expenses increased to PKR 4.95 million from PKR 0.18 million.
🏦 Total assets increased to PKR 1,078.43 million, compared to PKR 993.10 million as of June 30, 2025.
🧾 Non-current assets increased to PKR 465.23 million, up from PKR 413.88 million as of June 30, 2025.
📊 Current assets increased to PKR 613.19 million, up from PKR 579.22 million as of June 30, 2025.
✅ Issued, subscribed and paid-up capital remained stable at PKR 250 million.
👍 Accumulated profit increased to PKR 226.17 million, compared to PKR 179.53 million as of June 30, 2025.
📉 Long-term financing decreased slightly to PKR 91.30 million from PKR 97.33 million as of June 30, 2025.

🎯 Investment Thesis

SMCPL is a BUY. The company has demonstrated impressive revenue and profit growth in Q1 2026. This, coupled with decreased finance costs, suggests improved financial management. An increased EPS supports an increased valuation. Based on current performance, a price target of PKR 75, a 20% increase from the current market price, is justified within a 12-month time horizon. This is contingent on the company maintaining its growth trajectory and managing its operational costs effectively.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

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