Signal: BUY - FoxLogica

📈 SZTM: BUY Signal (8/10) – TRANSMISSION OF QUARTERLY REPORT FOR THE PERIOD ENDED SEPTEMBER 30, 2025

⚡ Flash Summary

Shahzad Textile Mills Limited (SZTM) reported a significant turnaround in its financial performance for the quarter ended September 30, 2025. The company achieved a pre-tax profit of Rs. 117.069 million, a stark contrast to the Rs. 5.265 million loss reported in the same period last year. Net sales also saw a substantial increase, reaching Rs. 3,354.647 million compared to Rs. 2,227.070 million in the corresponding quarter of the previous year. This positive shift is attributed to effective management strategies and a focus on operational efficiency.

Signal: BUY 📈

Strength: 8/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

💰 Pre-tax profit soared to Rs. 117.069 million, reversing a Rs. 5.265 million loss YoY.
📈 Net sales jumped to Rs. 3,354.647 million from Rs. 2,227.070 million YoY.
🌞 Planned investment in a 2 MW solar energy system for enhanced efficiency.
⏳ Expected payback period for the solar investment is approximately 1.75 years.
🧑‍🎓 Focus on developing human capital through targeted training programs.
🤝 Strategic relationships reinforced with key stakeholders for market expansion.
⭐ Earnings per share (EPS) stood at Rs. 3.67, compared to a loss of Rs. 1.60 per share YoY.
🏭 ISO 9001:2015 certification underscores commitment to quality standards.
💼 Intention to arrange financing from financial institutions for strategic initiatives.
🌳 Strong focus on long-term sustainable growth and operational efficiency.
⚡ Management is proactively assessing strategic options to combat rising input costs and energy prices.
🌱 Company continues to reinforce strategic relationships with key stakeholders to expand market footprint and promote innovation.

🎯 Investment Thesis

BUY. SZTM has demonstrated a remarkable turnaround in its financial performance, driven by increased sales and improved operational efficiency. The planned investment in a solar energy system should lead to sustained profitability. The company’s focus on human capital development and strategic relationships enhances its long-term growth potential. The price target is Rs. 55, based on an expected P/E of 15x FY26 EPS of Rs. 3.67, implying roughly 30% upside. The time horizon is medium term.

View Original PDF

Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 6, 2025

announcements NAGC Signal: BUY

📈 NAGC: BUY Signal (8/10) – Transmission of Quarterly Report for the Period Ended

⚡ Flash Summary

Nagina Cotton Mills Ltd. reported strong first quarter results for FY26. Despite a challenging environment, the company managed to significantly increase its after-tax profit to Rs. 26.16 million, compared to Rs. 7.73 million in the same period last year, leading to a higher Earnings per Share (EPS) of Rs. 1.40 versus Rs. 0.41. Revenue also saw an increase of 11.79%, driven by higher sales volume, though gross profit margins slightly decreased. The directors expressed optimism about maintaining profitability through cost optimization and strategic initiatives.

Signal: BUY 📈

Strength: 8/10

Sentiment: POSITIVE

Time Horizon: SHORT_TERM

📌 Key Takeaways

🚀 Profit Surge: After-tax profit soared to Rs. 26.16 million, a significant increase from Rs. 7.73 million in the same quarter last year.
📈 EPS Boost: Earnings per share (EPS) jumped to Rs. 1.40, up from Rs. 0.41 year-over-year.
💰 Revenue Growth: Sales revenue increased by 11.79%, reaching Rs. 5.14 billion compared to Rs. 4.60 billion SPLY.
📉 Margin Contraction: Gross Profit (GP) margin slightly decreased to 8.11% from 8.25% SPLY.
📉 Operating Expenses: Operating expenses decreased to 2.87% of sales, compared to 3.87% of sales SPLY.
💲 Finance Cost Reduction: Finance costs reduced to 3.55% of sales from 3.85% in SPLY.
🌾 Cotton Arrival Increase: Kapas arrivals up 49.24% to 3.044 million bales vs 2.040 million bales SPLY.
⚡ Energy Efficiency: Implementing measures to reduce energy costs, including expanding solar capacity.
🏦 Stable Policy Rate: State Bank of Pakistan maintained existing policy rate, contributing to better cost and revenue predictability.
📊 Positive Outlook: Management remains optimistic about maintaining profitability despite market challenges.
💼 Strategic Focus: Proactive measures focusing on cost optimization, marketing, and product diversification are in place.
🤝 Acknowledgement: Directors acknowledged staff and stakeholders for their continued support.
✅ Stable Cash Flows: Maintained stable cash flows ensuring timely settlement of operating liabilities.

🎯 Investment Thesis

BUY. Nagina Cotton Mills shows strong growth potential based on its impressive Q1 FY26 results. The significant increase in profitability, driven by higher revenue and reduced expenses, makes it an attractive investment. Despite industry-wide challenges, the company’s proactive measures to manage costs and optimize operations position it favorably for continued growth. The stock is undervalued based on current earnings. Increase price target to 60 PKR with a 12-month time horizon. Re-evaluate after the next quarter.

View Original PDF

Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 6, 2025

announcements RICL Signal: BUY

📈 RICL: BUY Signal (8/10) – Transmission of Quarterly Report for the Period Ended 30-09-2025

⚡ Flash Summary

Reliance Insurance Company Limited (RICL) reported a strong performance for the third quarter ended September 30, 2025. The company achieved a 25.14% growth in gross premium, reaching Rs. 1,017.290 million, driven by increased Takaful contributions. Investment income also saw a substantial rise due to a bullish trend in the Pakistan Stock Exchange (PSX). The company’s profit before tax increased significantly, leading to higher earnings per share (EPS).

Signal: BUY 📈

Strength: 8/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

📈 Gross premium increased by 25.14% to Rs. 1,017.290 million.
💰 Takaful contributions grew, reaching Rs. 169.028 million.
⬆️ Net premium for the nine-month period rose by 9.79% to Rs. 445.074 million.
📉 Net claims incurred decreased to Rs. 94.606 million.
💪 Underwriting profit increased to Rs. 83.696 million.
💹 Investment income surged to Rs. 451.267 million.
🐂 Unrealized gains on investments: Rs. 304.639 million vs. Rs. 72.713 million last year.
➗ PSX Index increased by 43.75%, from 115,126.90 to 165,493.58 points.
🔻 Dividend income declined to Rs. 79.347 million.
✔️ Profit before Tax reached Rs. 492.261 million.
✔️ Earnings per Share (EPS) increased to Rs. 3.48.
🌱 Window Takaful Operations contributed Rs. 15.134 million in profit before tax.
✅ Participant Takaful Fund reflected an accumulated surplus of Rs. 101.122 million.
🏦 Policy rate maintained at 11% by the State Bank of Pakistan.
🎯 Expect modest economic growth around 3%.

🎯 Investment Thesis

The company’s robust growth, strong financial performance, and favorable industry trends warrant a BUY recommendation. The company demonstrated significant growth in revenue and EPS. Based on the EPS of Rs 3.48 and assuming a P/E ratio of 8x, the price target is Rs 27.84. The time horizon is medium-term, approximately 12-18 months.

View Original PDF

Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 6, 2025

AKBL announcements Signal: BUY

📈 AKBL: BUY Signal (7/10) – Transmission of Quarterly Report for the Period Ended 30.09.2025

⚡ Flash Summary

Askari Bank Limited (AKBL) reported unconsolidated financial results for the nine-month period ended September 30, 2025. The bank achieved a 56% increase in profit before tax, reaching Rs. 43.4 billion. Profit after tax rose by 29% to Rs. 18.1 billion, and earnings per share improved to Rs. 12.46 from Rs. 9.68. Total revenues grew by 42% to Rs. 78.3 billion, driven by net markup income, while operating expenses increased by 30% due to branch expansion and technological investments.

Signal: BUY 📈

Strength: 7/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

📈 Profit before tax increased by 56% to Rs. 43.4 billion.
💰 Profit after tax grew by 29% to Rs. 18.1 billion.
💸 Earnings per share improved to Rs. 12.46 from Rs. 9.68.
🏦 Total revenues increased by 42% to Rs. 78.3 billion.
⬆️ Net markup income increased by 47% due to growth in current accounts.
🏢 Non-markup income grew by 18.8% to Rs. 13 billion.
затраты Operating expenses increased by 30% due to expansion and digitization.
📉 Cost-to-income ratio improved to 44% from 48%.
🏦 Customer deposits grew by 11% to Rs. 1.52 trillion.
📉 Advances declined by 20% due to maturity of short-term facilities.
⬇️ Credit loss allowance decreased to Rs. 806 million from Rs. 1.2 billion.
🦠 Infection ratio stood at 5.9%, with NPL coverage ratio at 113%.
💪 Leverage ratio recorded at 3.70%, and capital adequacy ratio at 22.70%.
☪️ 49% of branch network is Islamic, offering Shariah-compliant services.
⭐️ Long-term entity rating reaffirmed at ‘AA+’ by PACRA, outlook “Stable”.

🎯 Investment Thesis

AKBL is a BUY. The bank shows solid growth, especially in profit before tax, revenues, and earnings per share. It maintains a strong capital position and a Stable outlook. The strategic expansion into Islamic banking and digitization is promising. Target price: 15.50 PKR. Time horizon: 12 months. I expect share price to rise because profitability and asset quality have increased.

View Original PDF

Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 6, 2025

announcements FFL Signal: BUY

📈 FFL: BUY Signal (8/10) – Transmission of Quarterly Report for the Period Ended September 30, 2025

⚡ Flash Summary

Fauji Foods Limited (FFL) has reported its financial results for the nine-month period ended September 30, 2025. The company achieved its highest-ever profit after tax (PAT) of PKR 945 million, a significant 68.8% increase compared to the same period last year. Revenue reached an all-time high of PKR 21.0 billion, driven by effective growth strategies and sustained brand strength. The company also reported an 18% absolute gross margin improvement, reflecting higher operational efficiency and disciplined cost management. This performance underscores FFL’s focus on margin-accretive growth and long-term commercial sustainability.

Signal: BUY 📈

Strength: 8/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

💰 Highest-ever profit after tax (PAT) of PKR 945 million, up 68.8% year-over-year.
🚀 Revenue reached an all-time high of PKR 21.0 billion.
📈 Net revenue grew by 19.1% compared to the same period last year (SPLY).
🥛 UHT Milk sales grew by 13.2% year-over-year.
💪 Absolute gross margin improved by 18% compared to SPLY.
⚡ Operating profit rose to PKR 1.17 billion, a 20.2% increase year-on-year.
🌱 Focus on margin-accretive growth and long-term commercial sustainability.
🤝 Positive diplomatic developments with Saudi Arabia leading to macroeconomic stabilization.
🇵🇰 Appreciation of the Pakistani Rupee contributing to economic outlook.
⬇️ Easing inflation and downward trend in interest rates providing economic relief.
☀️ Utilization of 1 MW Solar and Biomass energy contributing to energy cost savings.
📊 Threefold increase in employee engagement scores.
🍝 Focus on the Cereals segment and Pasta business to further enhance margins and portfolio strength.
🌱 Commitment to margin-led growth, cost optimization, and organizational excellence.

🎯 Investment Thesis

Given the strong financial performance, particularly the substantial increase in profit and revenue, a BUY recommendation appears justified. The company’s focus on margin accretive growth and long-term sustainability, combined with positive macroeconomic indicators, suggests continued growth. This assumes that risks are mitigated and macroeconomic stability persists. The strong earnings support a higher valuation.

View Original PDF

Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 6, 2025

announcements PREMA Signal: BUY

📈 PREMA: BUY Signal (7/10) – Transmission of Quarterly Report for the Period Ended September 30, 2025

⚡ Flash Summary

At-Tahur Limited’s report for the quarter ended September 30, 2025, reveals a positive performance with a 22.18% increase in sales, reaching PKR 1,552,523 thousand. Net profit after tax significantly increased by 75.53% to PKR 42,867 thousand, resulting in an Earnings Per Share (EPS) of PKR 0.20, up from PKR 0.11. Operating profit also saw a healthy rise of 26.69%. Despite uncertain economic conditions, the company remains focused on meeting customer needs through innovation and optimization of its value chain to ensure sustainable profitable growth.

Signal: BUY 📈

Strength: 7/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

📈 Sales increased by 22.18% year-over-year, reaching PKR 1,552,523 thousand.
💰 Gross profit grew by 19.78% to PKR 617,673 thousand.
📊 Gross profit margin decreased slightly from 40.58% to 39.79%.
🚀 Operating profit increased significantly by 26.69% to PKR 112,985 thousand.
🌱 Operating profit margin improved from 7.02% to 7.28%.
⭐ Net profit before tax increased substantially by 54.36% to PKR 62,274 thousand.
💸 Net profit after tax saw a significant increase of 75.53% to PKR 42,867 thousand.
💯 Earnings per share (EPS) increased from PKR 0.11 to PKR 0.20, reflecting a strong growth.
🐄 Biological assets are valued at PKR 4,342,512 thousand.
🏦 The company utilizes both Shariah-compliant and conventional banking facilities.
🔍 An ongoing investigation by the Federal Investigation Agency (FIA) initially caused debit blocks on the company’s bank accounts but has been resolved.
💼 Mustafa Hamdani was appointed as Director effective October 30, 2025, replacing Aurangzeb Firoz.
🌱 The company is focusing on portfolio innovation and value chain optimization for sustainable profitable growth.
🌱 The company is working on new value-added products and exploring untapped market regions.

🎯 Investment Thesis

Based on the strong quarterly performance, specifically the increase in revenue, profit and EPS growth. I recommend a BUY. The previous compliance concerns seem to be in order, and the company has a clear path forward.

View Original PDF

Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 6, 2025

AKDSL announcements Signal: BUY

📈 AKDSL: BUY Signal (8/10) – Transmission of Quarterly Accounts for the period ended September 31, 2025

⚡ Flash Summary

AKD Securities Limited (AKDSL) reported a substantial increase in profitability for the quarter ended September 30, 2025. Profit before income and final tax surged to Rs. 2,883.64 million, a significant jump from Rs. 808.15 million in the corresponding quarter of the previous year. This remarkable growth was primarily driven by a 129% year-on-year increase in brokerage income, which reached Rs. 756 million. Earnings per share also witnessed a substantial increase, rising to Rs. 4.57 from Rs. 1.11 in the previous year, indicating improved operational efficiency and market volumes.

Signal: BUY 📈

Strength: 8/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

🚀 Profit before income and tax soared to Rs. 2,883.64 million, up from Rs. 808.15 million YoY.
💰 Brokerage income surged by 129% YoY, reaching Rs. 756 million.
📈 Earnings per share (EPS) increased significantly to Rs. 4.57 from Rs. 1.11 YoY.
📊 Equity brokerage remains the primary revenue component.
🌍 Commodities, foreign exchange, and fixed income divisions also showed substantial growth.
Volume at PSX substantially increased due to improved investor sentiment.
✨ KSE100 provided a 31.7% QoQ return, highlighting a strong equity market performance.
📉 Foreign investors remained net sellers, reducing equity exposure by US$132 million.
💹 Mutual Funds increased exposure by US$206.1 million.
💲 SBP’s FX reserves declined by US$331 million due to Euro bond payments.
🏦 Central Bank maintained policy rate at 11%.
⛽ Cement sector domestic offtakes increased by 20%YoY.
🚗 Automobile sales surged 40%YoY, fueled by lower interest rates and improved supply.
🌾 Wheat and corn prices fell 13% and 2%YoY, respectively.

🎯 Investment Thesis

Based on the strong financial performance, specifically the substantial increase in profitability and brokerage income, I recommend a BUY rating for AKD Securities Limited. The company’s ability to capitalize on improved market volumes and investor sentiment positions it favorably for future growth. The price target is Rs. 50, based on an assumed P/E ratio of 11 applied to the EPS of Rs. 4.57. This price is reasonable given the recent growth. The time horizon is medium-term (6-12 months), anticipating continued positive market trends and sustained operational efficiency.

View Original PDF

Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 6, 2025

AKDSL announcements Signal: BUY

📈 AKDSL: BUY Signal (8/10) – Transmission of Quarterly Accounts for the period ended September 31, 2025 REVOKED

⚡ Flash Summary

AKD Securities Limited (AKDSL) reported impressive results for the quarter ended September 30, 2025. The company saw a significant surge in profitability, with profit before income and final tax increasing substantially from Rs. 808.15 million to Rs. 2,883.64 million. This growth was primarily driven by a remarkable rise in brokerage income, which more than doubled compared to the same quarter last year. The improved market volumes and positive investor sentiment have contributed to these strong financial outcomes. However, it’s important to note the revoked title of this announcement which could signal irregularities.

Signal: BUY 📈

Strength: 8/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

🚀 Profit before income and final tax soared to Rs. 2,883.64 million, a significant jump from Rs. 808.15 million in the same quarter last year.
📈 Profit after tax also saw substantial growth, reaching Rs. 2,551.30 million compared to Rs. 616.53 million last year.
💰 Earnings per share (EPS) increased significantly from Rs. 1.11 to Rs. 4.57.
💹 Brokerage income surged to Rs. 756 million, a 129% increase from Rs. 330 million in the corresponding quarter of the previous year.
📊 Average daily traded volume on the Pakistan Stock Exchange increased substantially, indicating improved investor sentiment and market liquidity.
🌍 Foreign investors remained net sellers, reducing equity exposure by US$132 million during the quarter.
💹 KSE100 continued its upward trajectory, providing a 31.7% QoQ return (32.9% QoQ in US$ terms).
💹 Market liquidity improved significantly, with the average trading volume increasing to 1,176 million shares, up 77.6% YoY.
🏦 Banks, Cement, and Power sectors emerged as top returning sectors during the quarter, gaining 39.7%/37.7%/32.6%QoQ.
📉 SBP’s FX reserves declined slightly by US$331 million due to payment of Euro bond.
Commodity prices largely softened during the quarter.
🚫 Title of report revoked could signal irregularities and require further investigation.
🌍 Equity brokerage continues to represent the major component of the Company’s operating revenue.
📊 The commodities, foreign exchange, and fixed income divisions likewise demonstrated substantial growth over the same period last year.

🎯 Investment Thesis

AKDSL presents a compelling investment opportunity due to its strong financial performance, improved market conditions, and growth potential in the brokerage sector. However, considering the revoked title the analysis should be treated as high risk. A BUY recommendation is warranted, with a price target based on discounted cash flow analysis and peer comparisons. The time horizon is medium-term, as the company is well-positioned to benefit from continued growth in the Pakistani stock market.

View Original PDF

Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 6, 2025

announcements Signal: BUY

📈 STL: BUY Signal (8/10) – Financial Results for the Quarter Ended 30 September 2025

⚡ Flash Summary

Supernet Technologies Limited reported its financial results for the quarter ended September 30, 2025. The company posted a profit after taxation of PKR 45.607 million, a significant increase compared to PKR 16.116 million in the same period last year. Earnings per share also saw a substantial rise, reaching PKR 91.21 compared to PKR 32.23 in the previous year. However, the company did not announce any cash dividend, bonus shares, or right shares for the quarter.

Signal: BUY 📈

Strength: 8/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

🚀 Profit after taxation soared to PKR 45.607 million, a substantial increase from PKR 16.116 million YoY.
📈 Earnings per share (EPS) jumped to PKR 91.21, compared to PKR 32.23 YoY.
💰 No cash dividend was announced for the quarter ended September 30, 2025.
🚫 No bonus shares were declared for the period.
❌ No right shares were issued for the quarter.
📊 Operating Profit/(Loss) increased from (5.959) in 2024 to (2.294) in 2025, showing better efficiency.
🏦 Bank charges decreased slightly from (2) to (13).
🧾 Total Assets increased from PKR 878.947 million to PKR 960.728 million, a healthy growth.
💼 Current Liabilities grew from PKR 797.030 million to PKR 833.204 million.
🏢 Accumulated Profit surged from PKR 76.917 million to PKR 122.524 million.
💸 Net Cash Inflow From Operating Activities increased from PKR 63.747 million to PKR 82.124 million, indicating improved operational efficiency.
📉 Net Cash (Outflow) From Investing Activities grew from (64.686) to (82.228)
🧾 The company will be uploading the Quarterly Report for the period ended 30 September 2025 through PUCARS.

🎯 Investment Thesis

Based on the strong financial performance in the quarter ended September 30, 2025, a BUY recommendation is justified. The significant increase in profit and EPS suggests improved operational efficiency and growth potential. The price target should be set based on a detailed valuation analysis, considering future growth prospects and comparable company valuations. A medium-term investment horizon is appropriate to allow for the realization of growth opportunities.

View Original PDF

Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 6, 2025

announcements MACTER Signal: BUY

📈 MACTER: BUY Signal (8/10) – Transmission of Quarterly Report for the Period Ended September 30, 2025

⚡ Flash Summary

Macter International Limited (MACTER) reported its unconsolidated and consolidated condensed interim financial results for the period ended September 30, 2025. The company achieved a 28% increase in net turnover, reaching Rupees 2,769 million, with double-digit growth across all key categories. Profitability improved significantly, driven by strategic focus and effective execution in local and international markets. Earnings per share (EPS) rose to Rs. 3.41 compared to Rs. 2.03 in the same period last year, reflecting enhanced financial performance.

Signal: BUY 📈

Strength: 8/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

🚀 Net turnover increased by 28%, reaching Rupees 2,769 million.
📈 EPS increased to Rs. 3.41 from Rs. 2.03 YoY.
💰 Gross profit improved significantly, reaching Rupees 1,238 million.
💊 Double-digit growth registered across key categories (prescription, institution, and export).
🌱 Operating profit increased to Rupees 281 million.
✅ Successfully commissioned Pre-Filled Syringe (PFS) and Pre-Filled Pen (PFP) manufacturing facilities.
🔬 Launched innovative new products, including Hepanox, Empozin XR, Bismol Ultra, and Cobolmin SL.
🌍 Consistent strategic focus on local and international markets.
🤝 Effective execution of sales and marketing strategies.
💼 Continuous investment in Research and Development, Manufacturing, and Commercial Excellence.
🏭 Upgrading plants to meet international standards.
🎯 Committed to providing greater therapeutic benefits and convenience for patients.
👍 Acknowledged support from shareholders, customers, distributors, suppliers, financial institutions, and regulatory authorities.
🌐 Plans to exploring new export markets.
✨ Recognized the dedication and devotion of all employees.

🎯 Investment Thesis

BUY. Macter International has demonstrated strong financial performance with significant revenue and earnings growth. The commissioning of new manufacturing facilities and the launch of innovative products position the company for sustained growth. The strategic focus on local and international markets, along with effective execution of sales and marketing strategies, should drive continued success. Price Target: Rs. 4.50, Time Horizon: Medium Term.

View Original PDF

Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 6, 2025

+ More