{
  "sentiment": "NEGATIVE",
  "signal": "SELL",
  "strength": 8,
  "brief_summary": "Standard Insurance Company Limited's Q1 2018 report reveals an accumulated loss and a decision to revoke their insurance license to pursue new business ventures outside of insurance. The company is facing challenging times with overall negative performance. Investors should exercise caution.",
  "key_points": [
    "Company has decided to revoke its insurance license and start a new business other than insurance.",
    "Accumulated loss of (28,699,041) as of March 31, 2018, compared to (28,870,935) as of December 31, 2017.",
    "Net premium revenue and underwriting results are not explicitly detailed but implied to be insufficient given the accumulated loss.",
    "Gratuity Paid amount not specified but is listed as an expense.",
    "Loss before tax of (171,894) for the quarter ended March 31, 2018.",
    "Cash at the end of the year is 738,921",
    "Figures are un-audited.",
    "Basic/Diluted earnings per share is not provided, which is typical when there is a loss."
  ],
  "financial_impact": "HIGH",
  "price_target": "Likely to decrease due to losses and change in business model.",
  "risk_factors": [
    "Revocation of insurance license introduces uncertainty.",
    "New business ventures outside of insurance may not be successful.",
    "Continued accumulated losses raise concerns about financial stability.",
    "Un-audited figures mean numbers can change."
  ],
  "investment_thesis": "Given the accumulated losses, decision to revoke the insurance license, and transition to an undefined new business, investors should sell their holdings in SWL. There are considerable risks associated with the company's future prospects, and the financial performance is currently weak.",
  "simple_note": "\ud83d\udcc9 Negative News: This announcement shows problems for the company. Stock price may fall as investors may want to sell their shares."
}