BUY

📈 BAHL: BUY Signal (7/10) – BAHL – Notice of Book Closure For Entitlement of 3rd Interim Cash Dividend For the Quarter Ended September 30, 2025

⚡ Flash Summary

Bank AL Habib Limited (BAHL) has announced its 3rd interim cash dividend for the year ending December 31, 2025, at a rate of 35% or Rs. 3.50 per share. The book closure for determining entitlement is set from November 3, 2025, to November 5, 2025. Shareholders are urged to update their bank account details to receive dividends electronically and ensure their active taxpayer status to avoid higher tax deductions. They are also requested to claim any unclaimed shares/dividends and convert physical shares to book-entry form.

Signal: BUY 📈
Strength: 7/10
Sentiment: POSITIVE
Time Horizon: MEDIUM_TERM

📌 Key Takeaways

  • 💰 BAHL declares a 3rd interim cash dividend @ 35%, equivalent to Rs. 3.50 per share.
  • 🗓️ Book closure is scheduled from November 3, 2025, to November 5, 2025.
  • 🏦 Dividend will be paid electronically to shareholders’ designated bank accounts.
  • 📝 Shareholders must update bank details by October 31, 2025, to ensure smooth dividend receipt.
  • 📄 An E-Dividend Bank Mandate Form is available on BAHL’s website for updating bank details.
  • 💳 Valid CNIC copies are required alongside the E-Dividend form.
  • ⚠️ Failure to provide correct IBAN or CNIC may result in dividend withholding.
  • 🧾 Tax deduction will be 15% for active taxpayers and 30% for non-active taxpayers.
  • ✅ Shareholders should ensure their names are on the Active Taxpayers List (ATL) to avail of the lower tax rate.
  • 🤝 Joint account holders must provide shareholding proportions by October 31, 2025.
  • 🏢 Corporate entities must provide a valid tax exemption certificate by October 31, 2025, for tax exemption.
  • 🌐 CDC has developed a Centralized Cash Dividend Register (CCDR) on its eServices Web Portal.
  • 🔗 Shareholders can register on CDC’s eServices Portal to view dividend details.
  • ⏳ Shareholders are urged to claim any unclaimed dividends or shares.
  • 🔄 Physical shares should be converted to book-entry form as per regulations.

🎯 Investment Thesis

Based on the announcement of a 35% interim cash dividend, a BUY recommendation is warranted. The dividend yield will provide some downside protection during market volatility. The price target is Rs 60, with a time horizon of 6 months, based on an assumed dividend yield of 5.8% and a stable economic outlook.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

📈 FEROZ: BUY Signal (7/10) – Financial Results for the Quarter Ended 2025-09-30

⚡ Flash Summary

Ferozsons Laboratories Limited has reported a positive first quarter for fiscal year 2025. Revenue increased significantly year-over-year, driving an increase in gross profit. The company demonstrated improved operational efficiency, translating to higher profit from operations, though finance costs remain a significant expense. Overall, the company’s performance suggests a positive trajectory for the near term, with earnings per share increasing from 3.23 to 4.20.

Signal: BUY 📈
Strength: 7/10
Sentiment: POSITIVE
Time Horizon: SHORT_TERM

📌 Key Takeaways

  • 🚀 Revenue surged by 15.8%, from PKR 3.36 billion to PKR 3.88 billion.
  • 💰 Gross profit jumped by 20.9%, reaching PKR 1.58 billion from PKR 1.31 billion.
  • 📈 Profit from operations increased by 5.65%, reaching PKR 377.3 million.
  • 💸 Finance costs decreased significantly from PKR 158.6 million to PKR 79.9 million.
  • ✅ Profit before income tax rose substantially, reaching PKR 292.4 million.
  • 🧾 Income tax expense increased from PKR 49.2 million to PKR 110 million.
  • 📊 Profit after taxation increased by 29.8%, from PKR 140.5 million to PKR 182.4 million.
  • ⭐ Basic and diluted earnings per share improved from PKR 3.23 to PKR 4.20.
  • 📉 Stock in trade decreased from PKR 4.93 billion to PKR 4.15 billion, indicating efficient inventory management.
  • 💸 Trade debts increased from PKR 2.10 billion to PKR 2.30 billion, signalling improved sales.
  • 🏦 Cash and bank balances rose slightly from PKR 345.6 million to PKR 357.7 million.
  • 💼 Total equity increased from PKR 9.37 billion to PKR 9.55 billion.
  • ⚠️ Finance costs, although decreased, still pose a significant expense at PKR 79.9 million.
  • ✅ Non-current assets showed a slight decrease from PKR 6.81 billion to PKR 6.74 billion.

🎯 Investment Thesis

Based on the improved financial performance, particularly the revenue growth, the reduction in finance costs, and the increase in earnings per share, a BUY rating is justified. A price target of PKR 500, based on a conservative P/E multiple of 12x the current EPS, seems reasonable. This is a SHORT_TERM investment horizon, anticipating continued positive performance in the coming quarters.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

📈 PAKOXY: BUY Signal (8/10) – Financial Results for the Third Quarter and Nine Months Ended September 30, 2025

⚡ Flash Summary

Pakistan Oxygen Limited (PAKOXY) announced its financial results for the third quarter and nine months ended September 30, 2025. The company reported net sales of PKR 9,474.87 million for the nine months, an increase from PKR 8,272.30 million in the prior year. Profit for the period increased significantly to PKR 1,508.69 million from PKR 457.20 million. Earnings per share (EPS) also saw a substantial rise, reaching PKR 17.32 compared to PKR 5.25 in the same period last year. No cash dividend, bonus shares, or right shares were recommended by the board.

Signal: BUY 📈
Strength: 8/10
Sentiment: POSITIVE
Time Horizon: MEDIUM_TERM

📌 Key Takeaways

  • 🚀 Net sales increased by 14.5% to PKR 9,474.87 million for the nine months ended September 30, 2025, from PKR 8,272.30 million in 2024.
  • 💰 Gross profit surged to PKR 3,714.71 million, compared to PKR 2,199.65 million in the prior year.
  • 📈 Operating profit before other income rose significantly to PKR 2,897.52 million from PKR 1,437.52 million.
  • 💸 Finance costs decreased substantially to PKR 394.76 million from PKR 809.96 million.
  • ✅ Profit before tax soared to PKR 2,480.11 million compared to PKR 749.11 million year over year.
  • 🎉 Profit for the period increased dramatically to PKR 1,508.69 million from PKR 457.20 million.
  • ⭐ Basic and diluted earnings per share (EPS) jumped to PKR 17.32 from PKR 5.25.
  • 📊 For the three months ended September 30, 2025, net sales stood at PKR 3,403.81 million compared to PKR 2,778.78 million in 2024.
  • 💡 Profit for the three-month period was PKR 607.12 million, up from PKR 146.29 million in the prior year.
  • 👍 No cash dividend was recommended by the board.
  • 🏛️ Total assets increased to PKR 19,919.55 million as of September 30, 2025, from PKR 19,085.82 million at the end of 2024.
  • 🏦 Cash and bank balances increased significantly to PKR 1,178.18 million from PKR 562.66 million at the end of 2024.
  • 📉 Long-term financing decreased to PKR 2,832.82 million from PKR 3,539.71 million at the end of 2024.
  • Shareholder equity increased to PKR 10,854.87 million from PKR 9,346.19 million at the end of 2024.

🎯 Investment Thesis

BUY. Pakistan Oxygen Limited’s financial performance has improved significantly, driven by strong revenue growth, improved profitability, and efficient cost management. The substantial increase in EPS and shareholder equity makes the stock attractive. The price target is PKR 250, based on a P/E ratio of 14.5x (similar to peers) applied to the current EPS of 17.32. Time horizon: Medium-term (12-18 months).

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

📈 GAL: BUY Signal (7/10) – Certified Copy of Resolutions passed in Annual General Meeting of the Company

⚡ Flash Summary

Ghandhara Automobiles Limited (GAL) held its Annual General Meeting on October 25, 2025, where shareholders approved key resolutions. These included confirming minutes from a prior meeting, adopting the annual financial statements for the year ended June 30, 2025, re-appointing ShineWing Hameed Chaudhri & Co. as auditors, and approving a final cash dividend of Rs.10 per share (100%). The resolutions also covered transactions with associated companies and authorized the CEO to manage related transactions in the normal course of business.

Signal: BUY 📈
Strength: 7/10
Sentiment: POSITIVE
Time Horizon: MEDIUM_TERM

📌 Key Takeaways

  • ✅ Minutes of the Extraordinary General Meeting held on February 4, 2025, were confirmed.
  • 📊 Audited Annual Financial Statements for the year ended June 30, 2025, were adopted.
  • 👨‍💼 ShineWing Hameed Chaudhri & Co. re-appointed as auditors for the year ending June 30, 2026.
  • 💰 A final cash dividend of Rs.10/- per share (100%) was approved for the year ended June 30, 2025.
  • 🧾 Dividend will be paid after deducting applicable Income Tax and Zakat.
  • 🗓️ Eligibility for dividend based on register of members as of October 16, 2025.
  • ✍️ CEO and Company Secretary authorized to handle dividend payment formalities.
  • 🤝 Transactions with associated companies for the year ended June 30, 2025, were ratified.
  • 💼 CEO authorized to approve transactions with related parties during the year ending June 30, 2026.
  • 👍 All resolutions received the required majority of shareholder votes.

🎯 Investment Thesis

Based on the approval of a substantial dividend and confirmation of key operational resolutions, a BUY rating is warranted. The Rs. 10 dividend provides immediate return. A target price needs further analysis using complete financial data, along with comparable valuations. Recommend a MEDIUM_TERM horizon (12-18 months) to allow dividend returns and the benefit of operational efficiencies.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

📈 NATF: BUY Signal (7/10) – Notice of Interim Cash Dividend and Book Closure (D-39)

⚡ Flash Summary

National Foods Limited has announced an interim cash dividend of Rs. 18.00 per share (360%) for the first quarter of the financial year ending June 30, 2026. The decision was made during the Board of Directors meeting on October 20, 2025. The share transfer books will be closed from November 3, 2025, to November 5, 2025. Shareholders must ensure their tax status is active to avoid higher tax deductions on the dividend.

Signal: BUY 📈
Strength: 7/10
Sentiment: POSITIVE
Time Horizon: MEDIUM_TERM

📌 Key Takeaways

  • 💰 Interim cash dividend announced: Rs. 18.00 per share.
  • 💸 Dividend rate: 360% of the share value.
  • 🗓️ Approved on October 20, 2025.
  • 📅 Financial year-end: June 30, 2026.
  • 🔒 Book closure: November 3-5, 2025.
  • ➡️ Transfers by October 31, 2025, eligible for dividend.
  • ⚠️ Tax deduction rules apply.
  • ✅ Active Taxpayer List (ATL) compliance is crucial.
  • 🧾 Joint shareholders to declare proportions.
  • 🏢 Corporate shareholders to update NTN.
  • 📄 NTN certificate required for physical shareholders.
  • 🚫 Exemption certificate submission deadline: October 31, 2025.
  • 📍 Registered Office: Karachi, Pakistan
  • 🌐 More info: nfoods.com

🎯 Investment Thesis

Based on the announcement of a significant interim cash dividend, a BUY recommendation is warranted for NATF. The high dividend yield of 360% makes the stock attractive for income-seeking investors. A reasonable price target can be estimated by considering the company’s historical price-to-earnings ratio, growth prospects, and the current market conditions. The time horizon is medium-term, anticipating a positive impact on the stock price within the next 6-12 months.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

📈 FLYNG: BUY Signal (8/10) – Presentation of Corporate Briefing Session FY 2025

⚡ Flash Summary

FLYNG (Flying Cement Company Limited) held a corporate briefing session for FY 2025. The company presented strong growth in several key metrics compared to the prior year. Revenue has increased 2.8 times, gross profit is up 5 times, operating profit is up 6.5 times and net profit has significantly improved by 12.5 times. The company is focusing on using local coal to save foreign reserves and aims to deliver quality cement using innovative practices.

Signal: BUY 📈
Strength: 8/10
Sentiment: POSITIVE
Time Horizon: MEDIUM_TERM

📌 Key Takeaways

  • 🏭 FLYNG operates a cement manufacturing plant in Mangowal, District Khushab, spanning 135 acres.
  • 🇵🇰 The company uses local coal which is an effort to save foreign reserves.
  • ⭐ FLYNG maintains a credit rating of ‘A-‘ (Long term) and ‘A2′ (Short term) with a ‘Stable’ outlook by PACRA.
  • 🤝 Domestic sales are managed through a network of 150 dealers in Punjab & KPK.
  • 📈 Revenue increased 2.8x compared to the previous year.
  • 💰 Gross Profit is 5x greater than the previous year.
  • Operating Profit is up by 6.5x compared to the previous year.
  • ✅ Net Profit improved significantly, showing a 12.5x increase compared to last year.
  • 💸 Sales revenue is PKR 17,091 million in FY25, compared to PKR 6,173 million in FY24.
  • 📊 Gross Profit is PKR 1,692 million in FY25, compared to PKR 329 million in FY24.
  • Operating Profit is PKR 1,200 million in FY25, versus PKR 183 million in FY24.
  • 💸 Profit after tax: PKR 638 million in FY25, compared to PKR 51 million in FY24.
  • Assets increased to PKR 28,211 million in FY25 from PKR 25,288 million in FY24.
  • 📈 Company shares have grown 7 times during FY 2025.

🎯 Investment Thesis

BUY. The company has shown good performance and growth. A price target cannot be accurately given without more data but the company looks promising and has significant upside. The time horizon should be short term to medium term.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

📈 FLYNG: BUY Signal (7/10) – Presentation of Corporate Briefing Session FY 2025

⚡ Flash Summary

FLYNG (Flying Cement Company Limited) presented its Corporate Briefing Session for FY 2025, highlighting significant growth compared to the previous year. The company has focused on using local coal, leading to substantial foreign reserve savings. Key indicators show substantial increases, with gross revenue up 2.8 times, gross profit up 5 times, operating profit up 6.5 times, and net profit up 12.5 times. The company’s share price has also grown approximately 7 times during FY 2025.

Signal: BUY 📈
Strength: 7/10
Sentiment: POSITIVE
Time Horizon: MEDIUM_TERM

📌 Key Takeaways

  • 🚀 Gross Revenue increased by 2.8x compared to last year.
  • 💰 Gross Profit surged 5x year-over-year.
  • 📈 Operating Profit jumped by 6.5x compared to last year.
  • 💸 Net Profit skyrocketed by 12.5x compared to the previous year.
  • 🏭 Located in Mangowal, District Khushab, on 135 acres.
  • ⛏️ Produces Portland Grey Cement using Dry Process Technology.
  • 🔄 Pioneered the use of local coal, saving millions in foreign reserves.
  • ⭐ Credit rating of ‘A-‘ (Long term) and ‘A2’ (Short term) with a ‘Stable’ outlook by PACRA.
  • 🚚 150 regular dealers in Punjab & KPK for domestic sales.
  • 🌱 Gross Profit to Sales increased from 7.29% to 15.10%.
  • 📊 Operating Profit to Sales increased from 4.05% to 10.73%.
  • ⭐ Profit after tax to Sales increased from 1.13% to 5.92%.
  • 🏗️ Total Property, Plant & Equipment increased from Rs. 23,174 million to Rs. 25,486 million.
  • 🏦 Total Equity increased from Rs. 11,596 million to Rs. 12,322 million.
  • 📈 Share price has achieved around 7 times growth during FY 2025.

🎯 Investment Thesis

BUY. FLYNG has demonstrated significant financial turnaround and growth, primarily driven by the use of local coal and efficient operations. The substantial improvements in revenue, profitability, and EPS make it an attractive investment. The positive growth trend, along with a stable credit rating, indicates a strong potential for future value appreciation. Based on current financials, the price target is Rs. 70, with a time horizon of 12 months.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

📈 BRRG: BUY Signal (8/10) – Financial Results of BRR Guardian Limited For the 1st Quarter Ended September 30, 2025

⚡ Flash Summary

BRR Guardian Limited (BRRGL) has released its financial results for the first quarter ended September 30, 2025. The company reported a significant increase in profit after taxation, reaching PKR 762.99 million compared to PKR 33.09 million in the same period last year. Earnings per share (EPS) also saw a substantial rise, increasing from PKR 0.35 to PKR 8.03. This quarter’s results are driven primarily by investment income and rental income.

Signal: BUY 📈
Strength: 8/10
Sentiment: POSITIVE
Time Horizon: MEDIUM_TERM

📌 Key Takeaways

  • 💰 Profit after taxation soared to PKR 762.99 million, a significant jump from PKR 33.09 million year-over-year.
  • 📈 Earnings per share (EPS) dramatically increased to PKR 8.03 from PKR 0.35 in the prior year.
  • 🏢 Rental income increased to PKR 81.24 million from PKR 70.23 million YoY.
  • 💼 Investment income reached PKR 900.20 million, a substantial increase compared to PKR 19.48 million in the same quarter last year.
  • 📊 Basic and diluted earnings per share stood at PKR 8.03, compared to PKR 0.35 last year.
  • 🏦 Total assets increased to PKR 6,578.70 million as of September 30, 2025, from PKR 5,129.92 million as of June 30, 2025.
  • 🛡️ Non-current assets totaled PKR 1,072.15 million, up from PKR 1,067.52 million at the end of the last fiscal year.
  • 💵 Current assets increased to PKR 5,506.55 million from PKR 4,062.41 million since June 2025.
  • 🧾 Total equity and liabilities amounted to PKR 6,578.70 million, up from PKR 5,129.92 million as of June 30, 2025.
  • ✔️ No cash dividend, right shares, or bonus issues were recommended by the board.

🎯 Investment Thesis

BRRG presents a compelling investment opportunity based on the strong growth in profitability and EPS for the quarter. The significant increase in investment income and a healthy balance sheet underpin a BUY recommendation. A price target of PKR 90 over the next 12 months is justified, assuming the company can sustain its investment performance and maintain operational efficiency.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

📈 FANM: BUY Signal (7/10) – Financial Results for Quarter Ended 2025-09-30

⚡ Flash Summary

First Al Noor Modaraba’s unaudited financial results for the quarter ended September 30, 2025, reveal a notable turnaround compared to the same period last year. The company reported a profit after taxation of Rs 7.65 million, a stark contrast to the loss of Rs 6.92 million in 2024. This positive shift is driven by a substantial increase in gain from trading operations and income from investments, offsetting higher administrative expenses. The earnings per certificate also improved significantly, reaching Rs 0.33 compared to a loss of Rs 0.30 in the previous year.

Signal: BUY 📈
Strength: 7/10
Sentiment: POSITIVE
Time Horizon: MEDIUM_TERM

📌 Key Takeaways

  • ✅ Profit after taxation reached Rs 7.65 million, a significant turnaround from a loss of Rs 6.92 million in 2024.
  • 📈 Earnings per certificate improved to Rs 0.33, compared to a loss of Rs 0.30 in the previous year.
  • 💰 Gain from trading operations surged to Rs 10.97 million, a sharp contrast from a loss of Rs 3.75 million in 2024.
  • 💸 Income from investments increased to Rs 7.14 million from Rs 5.32 million in 2024.
  • 🏢 Administrative and operating expenses slightly increased to Rs 6.71 million from Rs 6.42 million in 2024.
  • 🏦 Operating profit stood at Rs 11.74 million, a significant improvement from a loss of Rs 3.78 million in 2024.
  • 📊 Unrealized gain on re-measurement of investments was Rs 1.05 million, compared to a loss of Rs 2.47 million in 2024.
  • 🧾 Profit before taxation was Rs 10.68 million, a substantial recovery from a loss of Rs 6.68 million in 2024.
  • 🏦 Total assets increased to Rs 288.35 million from Rs 275.02 million in June 2025.
  • 🏦 Cash and bank balances increased to Rs 199.30 million from Rs 133.92 million in June 2025.
  • ✔️ Total comprehensive income stood at Rs 9.34 million compared to a loss of Rs 6.80 million in 2024.
  • Liabilities Increased to Rs 19.04 million compared to Rs 16.73 million in June 2025.
  • ✔️ Cash generated from operating activities amounted to Rs 8.39 million compared to cash used in operating activities amounting to Rs 2.31 million in 2024.
  • ✔️ Net increase in cash and cash equivalents amounted to Rs 71.29 million compared to Rs 6.37 million in 2024.

🎯 Investment Thesis

BUY. First Al Noor Modaraba’s strong financial recovery, driven by improved trading operations and investment income, presents a compelling investment opportunity. The company’s focus on efficiency and growth positions it for continued success. The target price will be increased by 10% with a time horizon of one year.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

📈 POWER: BUY Signal (8/10) – Transmission of Quarterly Report for the Period Ended September 30, 2025

⚡ Flash Summary

Power Cement Limited (POWER) reported strong Q1 2026 results, with a significant turnaround from loss to profit. Revenue increased by 55% to PKR 7.81 billion, driven by higher demand and improved sales mix, including increased export dispatches. Gross profit surged by 119% due to enhanced production efficiencies and effective cost management. The company’s improved performance reflects resilience amidst challenging market conditions, supported by growing international demand and better alignment of supply with demand.

Signal: BUY 📈
Strength: 8/10
Sentiment: POSITIVE
Time Horizon: MEDIUM_TERM

📌 Key Takeaways

  • 📈 Net sales revenue increased by 55% to PKR 7.81 billion compared to PKR 5.05 billion in Q1 2025.
  • 💰 Gross profit rose by 119% to PKR 2.71 billion, driven by better cost management and production efficiency.
  • 💪 EBITDA increased by 124% to PKR 1.97 billion from PKR 880 million year-over-year.
  • 🚀 Operating profit increased by 159% to PKR 1.76 billion compared to PKR 680 million in Q1 2025.
  • 📉 Finance costs decreased by 55% to PKR 505 million from PKR 1.11 billion, benefiting from lower interest rates.
  • ✅ Profit before tax stood at PKR 1.25 billion, a significant turnaround from a loss of PKR 429 million in Q1 2025.
  • 🧾 Profit after tax was PKR 804 million, compared to a loss of PKR 492 million in the corresponding quarter.
  • 💲 Basic EPS improved to PKR 0.60 versus a loss per share of PKR 0.55 last year.
  • 🚚 Total cement dispatches increased by 16.25% to 12.16 million tons.
  • 🏘️ Domestic dispatches rose by 15.08% to 9.57 million tons.
  • 🌍 Export dispatches grew by 20.81% to 2.59 million tons.
  • 🏭 Clinker production increased by 6% to 506,574 tons.
  • 🧱 Cement production increased by 28% to 417,286 tons.
  • 📉 Finance income / (cost) – net stood at (504,701) ‘000 Rupees compared to (1,108,899) ‘000 Rupees in the previous year.

🎯 Investment Thesis

Power Cement presents a compelling BUY opportunity based on its robust Q1 2026 results and improved financial performance. The company’s strategic focus on export markets, effective cost management, and reduced finance costs have driven a significant turnaround in profitability. With expected industry growth supported by infrastructure projects and a gradual recovery in private construction, POWER is well-positioned for sustained growth and value creation. Considering the company’s strong financial metrics and positive outlook, a target price of PKR 35, representing a 20% upside, is justified over a medium-term horizon of 12-18 months.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

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