HAFL

⚡ Flash Summary

Hafiz Limited has scheduled a corporate briefing session on November 20, 2025, to discuss the company’s financial performance for the year ended June 30, 2025, and provide insights into the future outlook. The briefing will be held at 97, Alliance Building, 2nd Floor, Moolji Street, Mereweather Tower, Karachi, at 3:30 p.m. Interested participants are requested to email their credentials with the subject “Corporate Briefing Session 2025” before 3:30 p.m. on November 19, 2025, for registration. The announcement was made on November 14, 2025.

📌 Key Takeaways

• 🗓️ Corporate Briefing Session: Scheduled for November 20, 2025.
• 🏢 Location: 97, Alliance Building, Karachi.
• 🕒 Time: 3:30 p.m.
• 📅 Financial Year-End: Performance review for the year ended June 30, 2025.
• 👤 Contact Person: Mr. Muhammad Umer Yaseen, HAFIZ LIMITED.
• 📧 Registration: Email credentials before 3:30 p.m. on November 19, 2025.
• 🏢 Pakistan Stock Exchange: Announcement communicated to the exchange.
• 📞 Contact Number: 92-21-32440371.
• 📱 Mobile Contact: 0333-2557565 (10:30 a.m. to 4:00 p.m.).
• 📧 Email Contact: htm1951@hotmail.com.
• 🌐 Website: www.hafiztm.com.
• 🏢 Head Office: 97, Alliance Building, Karachi.
• 🏭 Mills Address: D-9, S.I.T.E., Manghopir Road, Karachi.

🎯 Investment Thesis

A HOLD recommendation is appropriate until the financial performance for the year ended June 30, 2025, is revealed during the corporate briefing. Without specific financial data, it is impossible to project a price target. The time horizon depends on the company’s future performance and outlook.

⚡ Flash Summary

Hafiz Limited’s Corporate Briefing Session 2025 reveals a company navigating an unstable economic environment. Originally a textile composite business, they have shifted focus to rental income and stock market investments. The company highlights signs of stabilization in the market despite structural and political challenges, maintaining a conservative approach with Shariah-compliant practices. They achieved sustained profitability, while policy rates remain at 11% and the Rupee relatively stable.

📌 Key Takeaways

• 🏢 Hafiz Limited, formerly Hafiz Textile Mills, was incorporated and listed on the Karachi Stock Exchange in 1951.
• 🧶 Initially, the company undertook textile composite business, spanning from ginning to dyeing and bleaching.
• 📉 The company faced operational issues due to an unstable economic scenario.
• 🔄 In 2013, Hafiz Limited changed its core business nature.
• ✅ There are signs of market stabilization despite structural and political challenges.
• ⬇️ CPI inflation has declined due to favorable base effects.
• 🏦 The policy rate has been maintained at 11%.
• stable, but remains at a low value.
• ⚠️ Challenges persist, including global uncertainty, geopolitical issues, and high electricity tariffs.
• 📈 Hafiz Limited has achieved sustained profitability.
• 🏘️ The company is currently focused on rental income and stock market investments.
• 🚫 The company operates with zero interest-bearing loans, adhering to Shariah-compliant practices.
• 🛡️ A conservative approach is adopted, focusing on liquidity management, cost control, and risk mitigation.
• Future plans include exploring re-entry into the industrial sector when conditions become more favorable.

🎯 Investment Thesis

Given the limited information and the company’s shift away from its core textile business, a HOLD recommendation is appropriate. The company’s focus on rental income and stock market investments presents a different risk-reward profile. The improved profitability is encouraging, but further analysis of the sustainability of rental income and investment performance is needed before a BUY recommendation can be considered.

⚡ Flash Summary

Hafiz Limited’s 74th Annual General Meeting (AGM) was held on October 23, 2025. Key resolutions passed include the confirmation of minutes from the previous AGM and the adoption of the annual audited accounts for the year ended June 30, 2025. A cash dividend of 25% (Rs.2.5 per share) was approved for shareholders. Mazars M.F. & Co. were re-appointed as auditors for the year ending June 30, 2026.

📌 Key Takeaways

• 🗓️ AGM Date: 74th AGM held on October 23, 2025.
• 🏢 Location: Registered Office, Alliance Building, Karachi.
• ✅ Previous Minutes: Minutes of the 73rd AGM (October 24, 2024) approved.
• 💰 Cash Dividend: Approved 25% cash dividend (Rs.2.5 per share).
• 📅 Dividend Eligibility: Shareholders as of October 15, 2025, are eligible.
• 👨‍💼 Auditor Re-appointment: Mazars M.F. & Co. re-appointed as auditors.
• End Year For Auditors: End year 30-06-2026 for auditors
• 📜 Financials Approved: Audited accounts for year ended June 30, 2025, adopted.
• 👨‍💼 Key Attendees: Directors present at the AGM included Mr. Muhammad Farooq Usmani (Chairman & Director) and Mr. Fakhruddin Usmani (CEO/Executive Director).
• 🙏 Meeting Start: Proceedings commenced with recitation of Holy Quran by Mr. Muhammad Umer.

🎯 Investment Thesis

Based on the limited information, a HOLD recommendation is appropriate. The company appears stable, with a consistent dividend payout, but further financial details are needed for a comprehensive analysis. Price target and time horizon cannot be determined without further financial data. Once the financials are analyzed, the investment thesis should be updated to either buy, sell, or hold.

⚡ Flash Summary

HAFL announced: HAFIZ LIMITED – Financial Results for the 1st Quarter Ended 30-09-2025. Basic analysis suggests neutral sentiment. Professional review recommended.

📌 Key Takeaways

• HAFL made announcement: HAFIZ LIMITED – Financial Results for the 1st Quarter Ended 30-09-2025
• Automated analysis: HOLD signal detected
• Signal strength: 5/10
• This is basic analysis – manual review recommended
• Professional CFA analysis unavailable

🎯 Investment Thesis

Basic HOLD indication for HAFL. Manual verification required.

⚡ Flash Summary

HAFL announced: Transmission of Quarterly Report for the Period Ended 30-09-2025. Basic analysis suggests neutral sentiment. Professional review recommended.

📌 Key Takeaways

• HAFL made announcement: Transmission of Quarterly Report for the Period Ended 30-09-2025
• Automated analysis: HOLD signal detected
• Signal strength: 5/10
• This is basic analysis – manual review recommended
• Professional CFA analysis unavailable

🎯 Investment Thesis

Basic HOLD indication for HAFL. Manual verification required.