Positive

⏸️ SINDM: HOLD Signal (6/10) – Transmission of Quarterly Report for the Period Ended 30Sep25

⚡ Flash Summary

Sindh Modaraba reported a profit before tax of Rs. 51.25 million for the first quarter of FY-2026, amidst a backdrop of decreasing policy rates and inflation in Pakistan. Revenue for the quarter stood at Rs. 80.397 million. The company reduced its non-performing loans (NPLs) and expanded its Diminishing Musharaka financing portfolio by Rs. 225.64 million. Management focused on controlling expenses to bolster profitability.

Signal: HOLD ⏸️
Strength: 6/10
Sentiment: POSITIVE
Time Horizon: MEDIUM_TERM

📌 Key Takeaways

  • 💰 Profit before tax reached Rs. 51.25 million for Q1 FY2026.
  • 📈 Revenue reported at Rs. 80.397 million.
  • 📉 NPLs (Non-Performing Loans) reduced during the quarter.
  • ⬆️ Diminishing Musharika financing portfolio increased by Rs. 225.64 million.
  • ✅ Expense control measures implemented to enhance profitability.
  • 🌱 Potential for growth in the Modaraba sector due to increased financial inclusion and demand for Islamic finance.
  • 💼 Portfolio expansion planned, focusing on innovative products for SMEs and agriculture sectors.
  • 🌍 Geographical outreach to enhance customer access and operational efficiency.
  • ⚠️ Challenges remain due to macroeconomic instability and the need for stronger governance.
  • 🛡️ Risk management and enhanced recovery mechanisms are essential for sustainable progress.
  • 🎯 Management will focus on Islamic financing to increase financing revenue.
  • 🔍 Focus on rapid growth in financing portfolio within low-risk sectors.
  • 🔄 Timely recovery from customers remains a key focus for maintaining returns.

🎯 Investment Thesis

Based on the current report, a HOLD recommendation is appropriate for Sindh Modaraba. The company shows steady performance with improved financing portfolio and expense management, counterbalanced by the need to address macroeconomic and regulatory challenges. Given the limited scope of this quarterly review and without full year figures, a price target cannot be accurately determined.

View Original PDF

Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 6, 2025

📈 SURC: BUY Signal (8/10) – Transmission of Quarterly Report for the Period Ended 30 September 2025

⚡ Flash Summary

Suraj Cotton Mills Limited (SURC) reported a robust performance for the first quarter ended September 30, 2025, with a net profit of PKR 396 million, marking a 110.09% increase compared to PKR 186 million in the same period last year. Earnings per share (EPS) rose significantly from PKR 3.83 to PKR 8.12. Profitability was bolstered by higher other income from investment activities, favorable equity market performance, and higher dividend income. However, sales declined by 14.64% due to lower sales volumes amid weak market demand, leading to an increase in finished goods inventory.

Signal: BUY 📈
Strength: 8/10
Sentiment: POSITIVE
Time Horizon: MEDIUM_TERM

📌 Key Takeaways

  • ✅ Net profit surged by 110.09%, reaching PKR 396 million, up from PKR 186 million year-over-year.
  • 📈 Earnings per share (EPS) increased to PKR 8.12 from PKR 3.83, reflecting strong financial health.
  • 💰 Sales declined by 14.64% to PKR 6.49 billion from PKR 7.60 billion due to lower sales volumes.
  • 📊 Gross profit remained stable at PKR 488 million compared to PKR 485 million in the previous year, indicating consistent margins.
  • 📉 Finance costs decreased by 35.82%, from PKR 61 million to PKR 39 million, due to lower borrowings and improved liquidity management.
  • 💼 Operating profit increased significantly by 57.51%, rising to PKR 607 million from PKR 386 million.
  • 🌱 Other income increased significantly, contributing PKR 303 million compared to PKR 112 million in the same quarter last year.
  • 📦 Finished goods inventory increased, reflecting slower offtake in both local and export markets.
  • 🌐 Export revenue from 2024 to 2025 decreased from 4,118,953 to 3,550,529 (thousands of PKR).
  • 🏭 Local revenue from 2024 to 2025 decreased from 3,483,952 to 2,939,370 (thousands of PKR).
  • 🌱 Trade debts from 2024 to 2025 decreased from 3,220,558 to 3,090,943 (thousands of PKR).
  • 🏦 Cash and bank balances from June 30 to September 30, 2025 decreased from PKR 163.444 million to PKR 93.916 million.

🎯 Investment Thesis

BUY. The company’s strong profit growth and effective cost management make it an attractive investment, despite the sales decline. Modernization and efficiency improvements position the company well to navigate industry challenges. Price target: PKR 10.00, Time horizon: Medium Term.

View Original PDF

Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 6, 2025

📈 HALEON: BUY Signal (7/10) – Transmission of Quarterly Report for the Period Ended 30 September 2025

⚡ Flash Summary

Haleon Pakistan Limited (HALEON) reported unaudited condensed financial information for the nine months ended September 30, 2025. The company achieved a 17% year-over-year revenue growth, driven by robust demand and effective market strategies. Net profit after tax increased significantly to Rs. 4,586 million, with Earnings Per Share (EPS) rising to Rs. 39.18. Despite increased operational costs, the company is committed to improving healthcare access across Pakistan through strategic investments and leadership development.

Signal: BUY 📈
Strength: 7/10
Sentiment: POSITIVE
Time Horizon: MEDIUM_TERM

📌 Key Takeaways

  • 🚀 Revenue grew by 17% year-over-year for the first nine months of 2025.
  • 💰 Net profit after tax reached Rs. 4,586 million.
  • 📈 Earnings Per Share (EPS) increased to Rs. 39.18 from Rs. 27.36 in the previous year.
  • 💊 Over-the-Counter (OTC) portfolio expanded by 18%.
  • 🚚 Fast-Moving Consumer Goods (FMCG) segment surged by 32%.
  • 📊 Total expenses to net sales ratio increased to 16.63% from 16.00%.
  • 📉 Income from financial assets decreased to Rs. 608 million from Rs. 783 million.
  • 🌍 Haleon contributed Rs. 27 billion (USD 98 million) in gross value added (GVA) to Pakistan’s economy in 2024.
  • 🤝 Supports over 6,600 jobs nationwide.
  • 🌟 Pakistan’s pharmaceutical exports hit a 20-year high of $457 million in FY25, a 34% year-over-year increase.
  • 🌐 Finance executive promoted to a regional role.
  • 💼 New finance lead promoted from within the organization.
  • 🌱 Board of Directors approved an interim cash dividend of Rs. 5 per share.
  • 🎯 Capital expenditure commitments outstanding amount to Rs. 1,192.85 million.

🎯 Investment Thesis

Based on strong financial performance, market position, and contribution to Pakistan’s economy, a BUY recommendation is justified. The company’s strategic investments, leadership development, and commitment to healthcare access support long-term growth. The target price should reflect the enhanced EPS, growth trajectory, and valuation premium relative to peers.

View Original PDF

Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 6, 2025

📈 SZTM: BUY Signal (8/10) – TRANSMISSION OF QUARTERLY REPORT FOR THE PERIOD ENDED SEPTEMBER 30, 2025

⚡ Flash Summary

Shahzad Textile Mills Limited (SZTM) reported a significant turnaround in its financial performance for the quarter ended September 30, 2025. The company achieved a pre-tax profit of Rs. 117.069 million, a stark contrast to the Rs. 5.265 million loss reported in the same period last year. Net sales also saw a substantial increase, reaching Rs. 3,354.647 million compared to Rs. 2,227.070 million in the corresponding quarter of the previous year. This positive shift is attributed to effective management strategies and a focus on operational efficiency.

Signal: BUY 📈
Strength: 8/10
Sentiment: POSITIVE
Time Horizon: MEDIUM_TERM

📌 Key Takeaways

  • 💰 Pre-tax profit soared to Rs. 117.069 million, reversing a Rs. 5.265 million loss YoY.
  • 📈 Net sales jumped to Rs. 3,354.647 million from Rs. 2,227.070 million YoY.
  • 🌞 Planned investment in a 2 MW solar energy system for enhanced efficiency.
  • ⏳ Expected payback period for the solar investment is approximately 1.75 years.
  • 🧑‍🎓 Focus on developing human capital through targeted training programs.
  • 🤝 Strategic relationships reinforced with key stakeholders for market expansion.
  • ⭐ Earnings per share (EPS) stood at Rs. 3.67, compared to a loss of Rs. 1.60 per share YoY.
  • 🏭 ISO 9001:2015 certification underscores commitment to quality standards.
  • 💼 Intention to arrange financing from financial institutions for strategic initiatives.
  • 🌳 Strong focus on long-term sustainable growth and operational efficiency.
  • ⚡ Management is proactively assessing strategic options to combat rising input costs and energy prices.
  • 🌱 Company continues to reinforce strategic relationships with key stakeholders to expand market footprint and promote innovation.

🎯 Investment Thesis

BUY. SZTM has demonstrated a remarkable turnaround in its financial performance, driven by increased sales and improved operational efficiency. The planned investment in a solar energy system should lead to sustained profitability. The company’s focus on human capital development and strategic relationships enhances its long-term growth potential. The price target is Rs. 55, based on an expected P/E of 15x FY26 EPS of Rs. 3.67, implying roughly 30% upside. The time horizon is medium term.

View Original PDF

Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 6, 2025

📈 NAGC: BUY Signal (8/10) – Transmission of Quarterly Report for the Period Ended

⚡ Flash Summary

Nagina Cotton Mills Ltd. reported strong first quarter results for FY26. Despite a challenging environment, the company managed to significantly increase its after-tax profit to Rs. 26.16 million, compared to Rs. 7.73 million in the same period last year, leading to a higher Earnings per Share (EPS) of Rs. 1.40 versus Rs. 0.41. Revenue also saw an increase of 11.79%, driven by higher sales volume, though gross profit margins slightly decreased. The directors expressed optimism about maintaining profitability through cost optimization and strategic initiatives.

Signal: BUY 📈
Strength: 8/10
Sentiment: POSITIVE
Time Horizon: SHORT_TERM

📌 Key Takeaways

  • 🚀 Profit Surge: After-tax profit soared to Rs. 26.16 million, a significant increase from Rs. 7.73 million in the same quarter last year.
  • 📈 EPS Boost: Earnings per share (EPS) jumped to Rs. 1.40, up from Rs. 0.41 year-over-year.
  • 💰 Revenue Growth: Sales revenue increased by 11.79%, reaching Rs. 5.14 billion compared to Rs. 4.60 billion SPLY.
  • 📉 Margin Contraction: Gross Profit (GP) margin slightly decreased to 8.11% from 8.25% SPLY.
  • 📉 Operating Expenses: Operating expenses decreased to 2.87% of sales, compared to 3.87% of sales SPLY.
  • 💲 Finance Cost Reduction: Finance costs reduced to 3.55% of sales from 3.85% in SPLY.
  • 🌾 Cotton Arrival Increase: Kapas arrivals up 49.24% to 3.044 million bales vs 2.040 million bales SPLY.
  • ⚡ Energy Efficiency: Implementing measures to reduce energy costs, including expanding solar capacity.
  • 🏦 Stable Policy Rate: State Bank of Pakistan maintained existing policy rate, contributing to better cost and revenue predictability.
  • 📊 Positive Outlook: Management remains optimistic about maintaining profitability despite market challenges.
  • 💼 Strategic Focus: Proactive measures focusing on cost optimization, marketing, and product diversification are in place.
  • 🤝 Acknowledgement: Directors acknowledged staff and stakeholders for their continued support.
  • ✅ Stable Cash Flows: Maintained stable cash flows ensuring timely settlement of operating liabilities.

🎯 Investment Thesis

BUY. Nagina Cotton Mills shows strong growth potential based on its impressive Q1 FY26 results. The significant increase in profitability, driven by higher revenue and reduced expenses, makes it an attractive investment. Despite industry-wide challenges, the company’s proactive measures to manage costs and optimize operations position it favorably for continued growth. The stock is undervalued based on current earnings. Increase price target to 60 PKR with a 12-month time horizon. Re-evaluate after the next quarter.

View Original PDF

Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 6, 2025

⏸️ MUREB: HOLD Signal (6/10) – Transmission of Quarterly Report for the Period Ended September 30, 2025

⚡ Flash Summary

Murree Brewery Company Limited (MUREB) reported its condensed interim financial information for the quarter ended September 30, 2025. The company experienced revenue growth of 14% year-over-year, increasing from Rs. 7,104 million to Rs. 8,072 million. Net profit after taxation also increased by 5%, rising from Rs. 914 million to Rs. 960 million. Earnings per share improved by 5%, from Rs. 33.03 to Rs. 34.72. The board declared an interim cash dividend of 50%, or Rs. 5 per share.

Signal: HOLD ⏸️
Strength: 6/10
Sentiment: POSITIVE
Time Horizon: MEDIUM_TERM

📌 Key Takeaways

  • 📈 Revenue increased by 14%, reaching Rs. 8,072 million from Rs. 7,104 million year-over-year.
  • 💰 Gross profit grew by 12%, totaling Rs. 2,139 million compared to Rs. 1,918 million.
  • 👍 Profit before taxation increased by 5%, amounting to Rs. 1,574 million from Rs. 1,498 million.
  • ✔️ Profit after taxation rose by 5%, reaching Rs. 960 million from Rs. 914 million.
  • 💸 Earnings per share (EPS) improved by 5%, rising to Rs. 34.72 from Rs. 33.03.
  • 💧 Paid Rs. 3.5 million in water tax to the KPK government.
  • ⚠️ Super tax amounts outstanding: Rs. 130.81 million for FY 2025-26 and Rs. 484.40 million for FY 2024-25.
  • ⚖️ Filed writ petitions against super tax levies, with some cases decided in favor of MBCL.
  • 🎁 Declared an interim cash dividend of 50%, or Rs. 5 per share, for the year ending June 30, 2026.
  • 🏦 Contributed Rs. 3,333 million to the national exchequer in duties and taxes compared to Rs. 2,902 million in the prior year.
  • 🤝 Donated Rs. 0.6 million to various welfare & charitable organizations.
  • 👩‍🦽 Supports vocational training for 74 disabled women at DARAKHSHAN.
  • 🏥 Operates a Social Security Dispensary for workers and their families.
  • 💪 Outlook is positive, with expectations of continued profitability.
  • 🌍 Export sales for the quarter were Rs. 34.04 million.

🎯 Investment Thesis

HOLD. While revenue growth and dividend declaration are positive, the negative operating cash flow and ongoing tax disputes introduce significant uncertainty. A ‘Hold’ is appropriate until cash flow improves and tax issues are resolved. Further analysis is required on efficiency in collecting trade debts, management of inventory, and a decrease in trade payables.

View Original PDF

Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 6, 2025

📈 RICL: BUY Signal (8/10) – Transmission of Quarterly Report for the Period Ended 30-09-2025

⚡ Flash Summary

Reliance Insurance Company Limited (RICL) reported a strong performance for the third quarter ended September 30, 2025. The company achieved a 25.14% growth in gross premium, reaching Rs. 1,017.290 million, driven by increased Takaful contributions. Investment income also saw a substantial rise due to a bullish trend in the Pakistan Stock Exchange (PSX). The company’s profit before tax increased significantly, leading to higher earnings per share (EPS).

Signal: BUY 📈
Strength: 8/10
Sentiment: POSITIVE
Time Horizon: MEDIUM_TERM

📌 Key Takeaways

  • 📈 Gross premium increased by 25.14% to Rs. 1,017.290 million.
  • 💰 Takaful contributions grew, reaching Rs. 169.028 million.
  • ⬆️ Net premium for the nine-month period rose by 9.79% to Rs. 445.074 million.
  • 📉 Net claims incurred decreased to Rs. 94.606 million.
  • 💪 Underwriting profit increased to Rs. 83.696 million.
  • 💹 Investment income surged to Rs. 451.267 million.
  • 🐂 Unrealized gains on investments: Rs. 304.639 million vs. Rs. 72.713 million last year.
  • ➗ PSX Index increased by 43.75%, from 115,126.90 to 165,493.58 points.
  • 🔻 Dividend income declined to Rs. 79.347 million.
  • ✔️ Profit before Tax reached Rs. 492.261 million.
  • ✔️ Earnings per Share (EPS) increased to Rs. 3.48.
  • 🌱 Window Takaful Operations contributed Rs. 15.134 million in profit before tax.
  • ✅ Participant Takaful Fund reflected an accumulated surplus of Rs. 101.122 million.
  • 🏦 Policy rate maintained at 11% by the State Bank of Pakistan.
  • 🎯 Expect modest economic growth around 3%.

🎯 Investment Thesis

The company’s robust growth, strong financial performance, and favorable industry trends warrant a BUY recommendation. The company demonstrated significant growth in revenue and EPS. Based on the EPS of Rs 3.48 and assuming a P/E ratio of 8x, the price target is Rs 27.84. The time horizon is medium-term, approximately 12-18 months.

View Original PDF

Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 6, 2025

⏸️ IGIL: HOLD Signal (6/10) – Transmission of Quarterly Report for the Nine Months Period Ended 30 September 2025

⚡ Flash Summary

IGI Life’s report for the nine months ended September 30, 2025, reveals a period of growth and profitability, though challenges persist. The company experienced a notable increase in gross premium written, rising to Rs. 11,327 million from Rs. 10,058 million in the previous year, demonstrating a solid growth trajectory. Profit after tax also saw an increase, reaching Rs. 239 million compared to Rs. 184 million in 2024. The company’s launch of the Mahaana IGI Islamic Retirement Fund represents a strategic expansion into Islamic finance, enhancing its portfolio and appealing to a broader investor base.

Signal: HOLD ⏸️
Strength: 6/10
Sentiment: POSITIVE
Time Horizon: MEDIUM_TERM

📌 Key Takeaways

  • 📈 Gross premium written increased to Rs. 11,327 million, up from Rs. 10,058 million in 2024.
  • 💰 Individual life regular premium rose by 17%, reaching Rs. 3,229 million.
  • 👨‍👩‍👧‍👦 Group Life premiums grew by 19%, totaling Rs. 1,126 million.
  • 🏥 Group Health premiums increased by 31%, amounting to Rs. 2,238 million.
  • 💼 Single premium contributions reached Rs. 4,734 million.
  • ✅ Profit after tax increased to Rs. 239 million, compared to Rs. 184 million in 2024.
  • ☪️ Mahaana IGI Islamic Retirement Fund launched on May 20, 2025.
  • 📊 The fund manages a portfolio of Rs 247.573 million.
  • ⚖️ Equity Sub Fund allocation: Rs 122.28 million.
  • 🏦 Debt Sub Fund allocation: Rs 64.337 million.
  • 💸 Money Market Sub Fund allocation: Rs 60.956 million.
  • ⚠️ Management is addressing issues related to higher claims and repricing corporate life and health products.
  • ✔️ Earnings per share (EPS) increased to Rs 1.40 from Rs 1.08.
  • 💲 Break-up value per share increased to Rs 14.93 from Rs 12.72.

🎯 Investment Thesis

Based on the growth in premiums and profitability, a HOLD recommendation appears justified, indicating that the company is performing adequately, but external economic conditions still affect the outlook. The company’s launch into the Islamic finance sector shows positive expansion, but it is too early to determine whether this new fund will significantly increase revenue.

View Original PDF

Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 6, 2025

⏸️ PAEL: HOLD Signal (6/10) – Financial Results for the 3rd Quarter Ended 30-09-2025 (Un-Audited)

⚡ Flash Summary

Pak Elektron Limited’s (PAEL) unaudited financial results for Q3 2025 reveal a mixed performance. While revenue from contracts with customers increased to PKR 63.303 billion compared to PKR 54.766 billion in Q3 2024, the net revenue increased to PKR 46.793 billion from PKR 41.353 billion in the same period last year. The company reported a profit after income taxes of PKR 3.051 billion, up from PKR 1.862 billion, resulting in basic earnings per share of PKR 3.38 compared to PKR 2.06.

Signal: HOLD ⏸️
Strength: 6/10
Sentiment: POSITIVE
Time Horizon: MEDIUM_TERM

📌 Key Takeaways

  • 📈 Revenue from contracts increased to PKR 63.303 billion from PKR 54.766 billion YoY.
  • 📊 Net revenue grew to PKR 46.793 billion compared to PKR 41.353 billion YoY.
  • 💰 Gross profit increased to PKR 12.709 billion from PKR 10.966 billion YoY.
  • 📉 Finance costs decreased significantly from PKR 2.928 billion to PKR 1.905 billion YoY.
  • ✨ Profit before income taxes rose to PKR 5.177 billion from PKR 3.192 billion YoY.
  • ✅ Profit after income taxes increased to PKR 3.051 billion from PKR 1.862 billion YoY.
  • ✔️ Basic earnings per share (EPS) improved to PKR 3.38 from PKR 2.06 YoY.
  • ⚠️ Selling and distribution expenses increased to PKR 3.177 billion from PKR 2.816 billion YoY.
  • 🏢 Administrative expenses also increased to PKR 2.021 billion from PKR 1.836 billion YoY.
  • 💸 Operating profit increased to PKR 7.469 billion from PKR 6.355 billion YoY.
  • 🏦 No cash dividend, bonus shares, or right shares were recommended by the board.
  • 🧾 Financial statements attached include the Statement of Profit or Loss, Financial Position, Changes in Equity, and Cash Flows.

🎯 Investment Thesis

Based on the improved financial performance, especially the increase in EPS, a HOLD recommendation is appropriate. PAEL demonstrates potential for growth, but monitoring expense control and revenue sustainability is crucial. Further analysis, including a detailed sector comparison, is needed before upgrading to a BUY recommendation. Current price target is 70, with a 12 month time horizon.

View Original PDF

Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 6, 2025

📈 AKBL: BUY Signal (7/10) – Transmission of Quarterly Report for the Period Ended 30.09.2025

⚡ Flash Summary

Askari Bank Limited (AKBL) reported unconsolidated financial results for the nine-month period ended September 30, 2025. The bank achieved a 56% increase in profit before tax, reaching Rs. 43.4 billion. Profit after tax rose by 29% to Rs. 18.1 billion, and earnings per share improved to Rs. 12.46 from Rs. 9.68. Total revenues grew by 42% to Rs. 78.3 billion, driven by net markup income, while operating expenses increased by 30% due to branch expansion and technological investments.

Signal: BUY 📈
Strength: 7/10
Sentiment: POSITIVE
Time Horizon: MEDIUM_TERM

📌 Key Takeaways

  • 📈 Profit before tax increased by 56% to Rs. 43.4 billion.
  • 💰 Profit after tax grew by 29% to Rs. 18.1 billion.
  • 💸 Earnings per share improved to Rs. 12.46 from Rs. 9.68.
  • 🏦 Total revenues increased by 42% to Rs. 78.3 billion.
  • ⬆️ Net markup income increased by 47% due to growth in current accounts.
  • 🏢 Non-markup income grew by 18.8% to Rs. 13 billion.
  • затраты Operating expenses increased by 30% due to expansion and digitization.
  • 📉 Cost-to-income ratio improved to 44% from 48%.
  • 🏦 Customer deposits grew by 11% to Rs. 1.52 trillion.
  • 📉 Advances declined by 20% due to maturity of short-term facilities.
  • ⬇️ Credit loss allowance decreased to Rs. 806 million from Rs. 1.2 billion.
  • 🦠 Infection ratio stood at 5.9%, with NPL coverage ratio at 113%.
  • 💪 Leverage ratio recorded at 3.70%, and capital adequacy ratio at 22.70%.
  • ☪️ 49% of branch network is Islamic, offering Shariah-compliant services.
  • ⭐️ Long-term entity rating reaffirmed at ‘AA+’ by PACRA, outlook “Stable”.

🎯 Investment Thesis

AKBL is a BUY. The bank shows solid growth, especially in profit before tax, revenues, and earnings per share. It maintains a strong capital position and a Stable outlook. The strategic expansion into Islamic banking and digitization is promising. Target price: 15.50 PKR. Time horizon: 12 months. I expect share price to rise because profitability and asset quality have increased.

View Original PDF

Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 6, 2025

+ More