Strength-6 - FoxLogica

⏸️ OBOY: HOLD Signal (6/10) – NOTICE OF EXTRA ORDINARY GENERAL MEETING

⚡ Flash Summary

Oilboy Energy Limited is holding an Extra-Ordinary General Meeting (EOGM) on December 16, 2025, to seek shareholder approval for a change in the utilization of funds raised through a prior rights issue. The original plan was to use Rs. 250,000,000 for a “Bio-Oil from Pyrolysis – Waste to Energy through Fast Pyrolysis” project. However, due to adverse economic conditions, import restrictions, and project cost escalations, the company has decided not to proceed with the initial project. The funds will now be directed towards expanding the company’s existing trading business in coal, LPG, and allied fuel products, as well as enhancing storage, logistics, supply chain infrastructure, and strengthening working capital.

Signal: HOLD ⏸️

Strength: 6/10

Sentiment: NEGATIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

📅 EOGM scheduled for December 16, 2025, to discuss a change in fund utilization.
💰 Original plan was to use Rs. 250,000,000 from a rights issue for a “Bio-Oil from Pyrolysis” project.
🚫 Project scrapped due to adverse economic conditions, import restrictions, and escalating costs.
📈 Revised plan to use funds for expanding existing trading business in coal, LPG, and allied fuel products.
🚚 Funds will also enhance storage, logistics, and supply chain infrastructure.
💼 Strengthening of working capital base and related operating assets is also planned.
📜 Shareholders are required to approve the change in fund utilization through a special resolution.
🔒 Share transfer books will be closed from December 9, 2025, to December 16, 2025.
🗳️ Members can attend, speak, and vote at the meeting or appoint a proxy.
💻 Video conference facility available for members holding 10% of paid-up capital residing in remote cities.
📧 Members can attend the EOGM through a video link by registering themselves via email (inambsp@gmail.com).
✉️ Postal ballot and e-voting options are available for members to exercise their voting rights.
🎁 No gifts or incentives will be distributed at the General Meeting.

🎯 Investment Thesis

Given the scrapped Pyrolysis project and the revised utilization plan, a HOLD recommendation is appropriate. The company’s future performance hinges on the successful implementation of its new strategy and its ability to navigate the challenging market conditions. A price target cannot be accurately determined without further financial details. The time horizon for reassessing the investment thesis is MEDIUM_TERM (12-18 months).

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 25, 2025

announcements Signal: HOLD TOWL

⏸️ TOWL: HOLD Signal (6/10) – PRESENTATION FOR ANNUAL CORPORATE BRIEFING SESSION 2025

⚡ Flash Summary

Towellers Limited’s Corporate Briefing Session 2025 reveals a mixed performance. Revenue saw a slight increase to Rs. 12.35 billion from Rs. 12.32 billion the previous year, representing a growth of 0.26%. However, net profit after tax significantly decreased to Rs. 286.71 million, translating to an EPS of Rs. 16.87, due to rising labor costs, high energy tariffs, and increased taxation. Despite these challenges, the company has invested approximately Rs. 1.22 billion in plant and machinery over the last five years, showcasing commitment to sustainability and future growth.

Signal: HOLD ⏸️

Strength: 6/10

Sentiment: NEGATIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

1. 📈 Revenue increased slightly to Rs. 12.35 billion in 2025 from Rs. 12.32 billion in 2024, a 0.26% growth.
2. 📉 Net Profit After Tax (PAT) declined to Rs. 286.71 million.
3. 💸 Earnings Per Share (EPS) decreased to Rs. 16.87.
4. 🏭 The company’s capacity utilization was approximately 80%.
5. 🌍 Global textile market estimated at $2,123.7 billion in 2025 with a CAGR of 7.35% until 2034.
6. 🇵🇰 Pakistan’s textile industry contributed 8.5% to the country’s GDP in 2024-2025.
7. ⬆️ Pakistan’s textile and apparel exports increased by 7.22% to $17.88 billion.
8. ⚠️ Textile exports declined by 0.61% in October 2025 compared to October 2024.
9. 🏭 The company manufactures around 20 million pieces of knitted apparel and towels.
10. 🔆 The company invested in solar power projects, catering to 40% of its electricity needs with a 1.2 MW capacity.
11. 🌿 Committed to sustainability, reducing carbon footprint, and promoting responsible business practices.
12. 🏭 Over the last five years, the Company has invested approximately Rs. 1.22 billion in plant and machinery.
13. 🎯 Company targets over 5% annual growth despite a negative growth of 23.8% in the first quarter.
14. 💼 Company’s NPAT is kept below 5% conservatively for the 2025-26 financial year.

🎯 Investment Thesis

The recommendation is HOLD. While Towellers Limited demonstrates resilience through consistent revenue and investments in sustainable infrastructure, the significant drop in profitability and EPS raise concerns. Until the company can effectively mitigate rising costs and improve margins, a more bullish outlook is not warranted. A neutral rating is appropriate, given that investment will translate into stronger operational performance and improved returns in the coming years. The first quarter of 2026 showing a decline makes a Hold more warranted.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 25, 2025

announcements pnsc Signal: HOLD

⏸️ PNSC: HOLD Signal (6/10) – Presentation of Corporate Briefing Session for the year ended June 30, 2025

⚡ Flash Summary

PNSC’s corporate briefing for FY2025 reveals a mixed performance. Revenue declined by 19% year-over-year to Rs. 37.637 billion, primarily due to lower freight rates and reduced voyages. However, the company demonstrated resilience through a 68% increase in other income, reaching Rs. 13.249 billion, and a 58% reduction in finance costs. Net profit saw a slight increase of 1%, reaching Rs. 20.448 billion, showcasing the company’s ability to navigate a challenging environment.

Signal: HOLD ⏸️

Strength: 6/10

Sentiment: NEUTRAL

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

🚢 Revenue decreased by 19% from Rs. 46.363 billion in 2024 to Rs. 37.637 billion in 2025.
💰 Other Income surged by 68% to Rs. 13.249 billion in 2025, driven by gains on vessel disposals.
📈 Impairment reversal increased significantly from a loss of Rs. 173 million in 2024 to a gain of Rs. 1.833 billion in 2025.
📉 Gross Profit declined by 40%, influenced by reduced revenue.
💸 Finance Cost decreased by 58%, positively impacting the bottom line.
📊 Net Profit experienced a modest increase of 1%, reflecting resilience.
⭐ EPS (Earnings Per Share) for 2025 is reported at Rs. 103.23.
📊 Gross Profit Margins stood at 30% in 2025, compared to 41% in 2024.
💼 Net Profit Margins were 54% in 2025, versus 44% in 2024.
🚚 Dry Cargo Operations generated Rs. 6.2 billion in revenue, with 78% fleet utilization.
⛽ Liquid Cargo Operations reported Rs. 27.42 billion in revenue, achieving 93% fleet utilization.
🏢 Real Estate revenue reached Rs. 330 million.
🛳️ Total Fleet Cost is valued at Rs. 33.62 billion.
💸 Total Net Cash Inflows amounted to Rs. 69.98 billion.
⭐ PNSC aims for ROCE of 20%+ through operational excellence and strategic asset deployment.

🎯 Investment Thesis

HOLD. PNSC’s strategic initiatives, including fleet modernization, regional expansion, and sustainability leadership, position it for long-term growth. While the revenue decline in FY2025 raises concerns, the company’s cost management and strategic gains in other income demonstrate resilience. PNSC’s commitment to compliance and ethical governance provides a stable foundation. Given the mixed performance and market uncertainties, a HOLD recommendation is appropriate.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 25, 2025

announcements PRET Signal: HOLD

⏸️ PRET: HOLD Signal (6/10) – Material Information REVOKED

⚡ Flash Summary

Premium Textile Mills (PRET) plans to purchase a 7.5 MW wind turbine for USD 4.15 million. This investment aligns with the company’s commitment to sustainable practices and will increase renewable energy in their power mix. Once installed, PRET’s total wind power capacity will reach 15 MW, expected by the end of December 2026. The company anticipates producing 55.2 GWh annually, avoiding 30,000 metric tons of carbon emissions, and covering 67% of its energy needs through green energy.

Signal: HOLD ⏸️

Strength: 6/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

✅ PRET to purchase a 7.5 MW wind turbine.
💰 Investment of USD 4.15 million in renewable energy.
🗓️ Project completion expected by December 2026.
⚡ Total wind power capacity to reach 15 MW.
♻️ Will produce 55.2 GWh annually.
💨 Will avoid 30,000 metric tons of carbon emissions per year.
🔆 Will cover 67% of energy needs through green energy.
☀️ PRET already has 20 MW of operational solar capacity.
🤝 Aligns with commitment to sustainable practices.
🇵🇰 Project located in Pakistan.

🎯 Investment Thesis

HOLD. The investment in a 7.5 MW wind turbine signals a positive long-term strategy for PRET, aligning with sustainable practices and potentially reducing future energy costs. However, the lack of immediate financial impact and the presence of execution and market risks warrant a HOLD rating. A more detailed financial analysis, incorporating projected savings and environmental benefits, is needed to assess the long-term impact on PRET’s valuation.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 24, 2025

announcements PRET Signal: HOLD

⏸️ PRET: HOLD Signal (6/10) – Revised CBS Presentation

⚡ Flash Summary

Premium Textile Mills (PRET) released its revised Corporate Briefing Session presentation. Annual turnover exceeds PKR 29 billion. The company manufactures premium yarn and socks, operating in local and international markets. Exports account for 96.30% of gross sales in FY25. Net profit attributable to owners increased to PKR 190 million in 2025, compared to a loss of PKR 452 million in 2024.

Signal: HOLD ⏸️

Strength: 6/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

🏭 Inception of company in 1989.
💰 Annual Turnover in excess of 29+ billion.
🧶 Manufactures premium quality yarn and socks.
🌎 Operates in local (3.69%) and international markets (96.30% of Gross Sales) in FY25.
⬆️ No. of spindles increased from 12,230 to 93,471 as of today.
🧶 No of knitting machines have increased to 272 compared to 208 initially.
♻️ Preserving natural resources by widely producing recycled yarn.
☀️ Solar energy system obtained for reliance on green energy to the extent of 20MW.
🌱 Margasa Recycling Plant with capacity of 12 tons/day transforms textile waste into reuseable fibers.
⬆️ Sales increased by 7% in 2025 to PKR 29,012 million.
⬆️ Gross Profit increased by 1.5% to PKR 3,881 million.
⬇️ Operating Profit decreased by 1.5% to PKR 2,800 million.
⬆️ EPS increased to PKR 30.98 from (PKR 73.36) in 2024.
✅ Dividend of PKR 2 per share declared.

🎯 Investment Thesis

Based on the limited information, I recommend a HOLD rating for Premium Textile Mills. The company has shown a turnaround in profitability and has resumed dividend payments, which are positive signs. However, the risks associated with the Pakistani textile industry and the company’s operational challenges warrant a cautious approach. Further analysis of the company’s financials and strategic plans is needed before making a more definitive investment decision.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 24, 2025

announcements PKGI Signal: HOLD

⏸️ PKGI: HOLD Signal (6/10) – Extraordinary General Meeting (EOGM)

⚡ Flash Summary

Pakistan General Insurance Company Limited (PKGI) has announced an Extraordinary General Meeting (EOGM) to be held on December 15, 2025. The primary agenda items include increasing the authorized share capital from PKR 500,000,000 to PKR 2,000,000,000 and issuing up to 93,600,000 ordinary shares for consideration other than cash to Mr. Shahzad Habib and Mrs. Bushra Shahzad, in equal proportion. This move is aimed at complying with minimum capital requirements set by the Securities and Exchange Commission of Pakistan (SECP) and strengthening the company’s capital base. The issuance is linked to acquiring a commercial property and requires shareholder and SECP approval.

Signal: HOLD ⏸️

Strength: 6/10

Sentiment: NEUTRAL

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

🗓️ EOGM is scheduled for December 15, 2025, at 11:00 a.m. at the Head Office in Multan.
⬆️ Authorized share capital to increase from PKR 500 million to PKR 2 billion.
🏢 The number of ordinary shares will increase from 50,000,000 to 200,000,000, each with a face value of PKR 10.
✅ Approval sought for amendments to the Memorandum and Articles of Association to reflect the increased authorized capital.
🤝 Issuance of up to 93,600,000 Ordinary Shares to Mr. Shahzad Habib and Mrs. Bushra Shahzad.
🔄 Shares will be issued for consideration other than cash, specifically for a prime commercial property.
⚖️ The share issuance is subject to compliance with Section 83(1)(b) of the Companies Act, 2017, and SECP approval.
🏦 The property being considered for the share issuance is valued by Al-Hadi Legal and Financial Consultants.
🎯 The purpose of the share issuance is to meet minimum capital requirements notified by SECP vide SRO.310(I)/2025.
📈 This issuance will increase the existing paid-up capital share by up to 187.2%.
🛑 Share transfer books will be closed from December 8, 2025, to December 15, 2025.
💻 Online participation in the EOGM is facilitated, with registration required by December 8, 2025.
✉️ Shareholders can send comments and suggestions by December 12, 2025, to info@pgi.com.pk.
🚫 Distribution of gifts to members at or in connection with general meetings is strictly prohibited as per SECP directives.
🗳️ Members can exercise their right to poll/postal ballot, subject to meeting the requirements of the Companies Act, 2017.

🎯 Investment Thesis

HOLD. While the company is taking steps to strengthen its capital base and meet regulatory requirements, it has remained dormant for an extended period. The proposed equity issuance to key shareholders signals confidence from within, but the absence of recent operational data warrants a wait-and-see approach. A price target is difficult to establish due to the company’s operational dormancy but HOLD until more is known about the company’s financial performance after its operational revival.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 24, 2025

announcements IDYM Signal: HOLD

⏸️ IDYM: HOLD Signal (6/10) – CORPORATE BRIEFING PRESENTATION JUNE 30, 2025

⚡ Flash Summary

Indus Dyeing & Manufacturing Company Limited reported a decrease in revenue from PKR 67,707.784 million in 2024 to PKR 66,236.197 million in 2025. The gross profit also decreased from PKR 4,076.832 million to PKR 3,610.843 million. Profit after tax increased significantly from PKR 72.995 million to PKR 475.330 million. Earnings per share increased from PKR 1.35 to PKR 8.77.

Signal: HOLD ⏸️

Strength: 6/10

Sentiment: NEUTRAL

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

📉 Revenue decreased from PKR 67,707.784 million in 2024 to PKR 66,236.197 million in 2025.
📉 Gross profit declined from PKR 4,076.832 million to PKR 3,610.843 million.
📈 Profit after tax saw a substantial increase from PKR 72.995 million to PKR 475.330 million.
🚀 Earnings per share (EPS) increased significantly from PKR 1.35 to PKR 8.77.
📊 Gross Profit Ratio decreased from 6.02% to 5.45%.
⚖️ Debt to Equity Ratio increased from 63:37 to 77:23.
💧 Current Ratio decreased from 1.73 to 1.50.
💰 Long-term financing decreased from PKR 5,524.710 million to PKR 4,560.262 million.
🧾 Current Liabilities increased from PKR 13,915.928 million to PKR 19,701.137 million.
🏭 Production (Tons) slightly increased from 62,644 to 62,740.
⭐ VIS Credit Rating Agency reaffirmed the entity rating at A+ (Long Term) and A-1 (Short Term) on October 25, 2024.
✅ Pakistan’s improved credit rating is expected to enable stable interest and fuel costs.
⛽ Escalating gas prices for captive power plants may adversely impact overall power cost.

🎯 Investment Thesis

HOLD. The significant increase in EPS is a positive sign, but the revenue decline and increased debt levels raise concerns. A hold recommendation is appropriate until there is more clarity on the company’s ability to sustain profitability and manage its debt. The current rating is A+ and A-1.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 24, 2025

announcements PESC1 Signal: HOLD

⏸️ PESC1: HOLD Signal (6/10) – Payment of 11th Profit rental from 21-05-2025 to 20-11-2025 (PESC-II)

⚡ Flash Summary

Pakistan Energy Sukuk II (PESC-II) announced the payment of its 11th profit rental for the period from May 21, 2025, to November 20, 2025. The gross rental income totals PKR 11,380,904,977, from which a withholding tax of PKR 14,249,054 is deducted. The net rental payment amounts to PKR 11,366,655,923. This distribution reflects returns on investments made by various financial institutions and other entities in PESC-II.

Signal: HOLD ⏸️

Strength: 6/10

Sentiment: NEUTRAL

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

💰 11th profit rental announced for Pakistan Energy Sukuk II (PESC-II).
🗓️ Period covered: May 21, 2025 to November 20, 2025.
🏦 Key shareholders include Allied Bank, Habib Bank, Meezan Bank, and others.
🏢 Gross rental income: PKR 11,380,904,977.
📉 Withholding tax deduction: PKR 14,249,054.
✅ Net rental payment: PKR 11,366,655,923.
🏦 Habib Bank Limited – Islamic Banking has the largest investment and rental income.
🏦 Meezan Bank Limited also shows significant investment and rental income.
🛡️ Dawood Family Takaful Limited has multiple investments with varying returns.
📊 CDC-Trustee funds also have substantial investments in the Sukuk.
💸 Rental income is distributed among a wide array of financial institutions and funds.
🔍 The announcement provides transparency on income distribution to investors.
📅 This is the 11th distribution indicating a well-established payment history.

🎯 Investment Thesis

HOLD. Based on the steady distribution of profit rental, maintaining a ‘Hold’ position is appropriate. A deeper dive into the underlying assets and their performance is needed to justify a ‘Buy’ or ‘Sell’ recommendation. A price target cannot be accurately determined without additional information. Time horizon: MEDIUM_TERM.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 24, 2025

ALAC announcements Signal: HOLD

⏸️ ALAC: HOLD Signal (6/10) – Presentation of Corporate Briefing Session 2025

⚡ Flash Summary

Askari Life Assurance Co. Ltd. presented its Corporate Briefing Session 2025. The company, part of Army Welfare Trust (AWT), is a public limited company listed on the Pakistan Stock Exchange (PSX) since 1992, with AWT acquiring majority shareholding in 2017. Askari Life has a fund size of approximately Rs. 3 billion and is backed by reinsurers like Munich Re and Hannover Re. The company reported a gross premium of Rs. 2,196.376 million for Sep 2025 compared to Rs. 2,017.612 million in 2024.

Signal: HOLD ⏸️

Strength: 6/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

✅ Askari Life is part of the Army Welfare Trust (AWT).
🏢 Licensed as a public limited company in 1992 and listed on PSX.
🤝 AWT acquired majority shareholding in 2017.
💰 Company has a fund size of approx. Rs. 3 Billion.
🛡️ Backed by reinsurers like Munich Re and Hannover Re.
📈 Gross premium of Rs. 2,196.376 million (Sep 2025) vs. Rs. 2,017.612 million (2024).
🏢 290K+ covered persons.
💸 Claims paid amounted to Rs 627.69 million in 2024.
✨ Strategic roadmap focuses on market-leading products, expansive distribution, corporate partnerships, and digital transformation.
💼 Offers a range of regular premium and takaful products.
🤝 Bancassurance distribution through Askari Bank, Al Baraka Bank, and U Bank.
💻 Focus on product innovation and digitalization.

🎯 Investment Thesis

Based on the provided information, a HOLD recommendation is appropriate. The company shows growth in premiums and profitability. However, a more thorough financial analysis is necessary to determine a price target.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 24, 2025

announcements MCBIM-FUNDS Signal: HOLD

⏸️ MCBIM-FUNDS: HOLD Signal (6/10) – ALHAMRA ISLAMIC MONEY MARKET FUND (ALHIMMF) Daily Dividend Distribution for 21-NOV-25

⚡ Flash Summary

MCB Investment Management Limited, the management company of ALHAMRA ISLAMIC MONEY MARKET FUND (ALHIMMF), has announced a daily dividend distribution of Re. 0.0351 per unit for unit holders whose names appeared in the unit holder register at the close of 21-NOV-25. This dividend payout reflects the fund’s performance and its commitment to providing returns to its investors. The announcement was made on 22-NOV-2025 and disseminated to the Pakistan Stock Exchange Limited. Unit holders should expect the dividend to be credited according to standard timelines.

Signal: HOLD ⏸️

Strength: 6/10

Sentiment: NEUTRAL

Time Horizon: SHORT_TERM

📌 Key Takeaways

📅 Announcement Date: 22-NOV-2025
📢 Issuer: ALHAMRA ISLAMIC MONEY MARKET FUND (ALHIMMF)
🏦 Management Company: MCB Investment Management Limited
💰 Dividend per Unit: Re. 0.0351
🗓️ Record Date: 21-NOV-25
🎯 Eligible Investors: Unit holders registered at the close of 21-NOV-25
📜 Approval: Approved by the Board of Directors
🏢 Exchange: Pakistan Stock Exchange Limited
👤 Company Secretary: Muhammad Rehan Khan
✅ Fund Type: Islamic Money Market Fund
ℹ️ Information Source: Official company announcement
🌐 Website: www.mcbfunds.com
📧 Email: info@mcbfunds.com

🎯 Investment Thesis

HOLD. The dividend announcement is a positive indicator of the fund’s stable performance. However, without more comprehensive financial data, it is difficult to make a strong buy or sell recommendation. A hold recommendation is appropriate for current investors. Potential upside if dividend yield is significantly higher than peers; downside if yields are lower or risks increase.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 24, 2025

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