Strength-8 - FoxLogica

📉 DMTM: SELL Signal (8/10) – Transmission of Quarterly Report for the Period Ended March 31,2024

⚡ Flash Summary

Dewan Mushtaq Textile Mills Limited’s recent quarterly report reveals significant challenges due to the ongoing suspension of manufacturing operations since July 2016. The company reported zero net revenue for the period ended March 31, 2024, compared to PKR 3.867 million in the corresponding period last year. This operational halt is attributed to adverse industry conditions and working capital constraints. The company is currently in discussions with lenders to restructure its liabilities, with management expressing hope for a finalized revision that will enable the resumption of operations.

Signal: SELL 📉

Strength: 8/10

Sentiment: NEGATIVE

Time Horizon: SHORT_TERM

📌 Key Takeaways

❌ Zero net revenue reported for the current period, compared to PKR 3.867 million last year due to factory shutdown.
🏭 Manufacturing operations have been suspended since July 2016.
💰 Accumulated losses stand at PKR 712.727 million as of March 31, 2024.
📉 The company reported a loss after taxation of PKR 20.033 million for the nine months ended March 31, 2024.
⚠️ Material uncertainty exists regarding the company’s ability to continue as a going concern.
🤝 Currently restructuring liabilities with lenders, hoping for a positive resolution.
🌐 The company’s future outlook is tied to political firmness and economic stability in the country.
🏢 Negative reserves totaling PKR 667.227 million have been recorded, impacting overall equity.
🛑 Short-term borrowing facilities with a limit of PKR 100 million have expired and not been renewed.
📉 Loss per share (basic and diluted) is reported as PKR (1.73).
🏭 Property, plant, and equipment have a net book value of PKR 792.236 million.
💵 Cash and bank balances remain low at PKR 3.472 million.
❌ Finance cost not provided on long term and short term borrowings resulting in a departure from IAS 23 standards
📉 Trade debts decreased to PKR 10.755 million from PKR 14.244 million

🎯 Investment Thesis

Due to the persistent operational shutdown, mounting losses, and uncertainty surrounding the company’s ability to restructure its liabilities, a SELL recommendation is warranted. The lack of revenue generation and strained financial position make it unlikely that the company will deliver positive returns in the foreseeable future. The price target cannot be accurately determined due to the current challenges.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 11, 2025

announcements BAHL Signal: BUY

📈 BAHL: BUY Signal (8/10) – BAHL – Credit of 3rd Interim Cash Dividend

⚡ Flash Summary

Bank AL Habib Limited (BAHL) has announced a 3rd interim cash dividend of PKR 3.50 per share, which equates to 35% for the year ending December 31, 2025. The dividend was approved by the Board of Directors in their meeting held on October 23, 2025. The dividend will be credited to the designated bank accounts of the shareholders who have submitted their valid Computerized National Identity Card and valid International Bank Account Number by November 10, 2025. This announcement signals the bank’s continued profitability and commitment to shareholder returns.

Signal: BUY 📈

Strength: 8/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

💰 BAHL announces a 3rd interim cash dividend.
💸 Dividend amount is PKR 3.50 per share.
📊 This equates to a 35% payout for the year ending December 31, 2025.
🗓️ Board of Directors approved the dividend on October 23, 2025.
🏦 Dividend will be credited to shareholders’ bank accounts.
🆔 Shareholders must have submitted valid CNIC and IBAN.
🗓️ Submission deadline was November 10, 2025.
👍 Indicates a positive financial performance for the bank.
🤝 Demonstrates commitment to shareholder value.
📈 Could positively impact the stock price in the short term.
🏦 BAHL continues to reward shareholders with consistent dividends.

🎯 Investment Thesis

BUY. Bank AL Habib’s announcement of a 3rd interim cash dividend signals financial strength and a commitment to shareholder returns. Considering Pakistan’s banking sector is expected to grow, BAHL seems well-positioned. Target price: PKR 120, Time horizon: 12 months. This takes into account the dividend yield, potential capital appreciation, and overall market sentiment.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 11, 2025

announcements KSTM Signal: SELL

📉 KSTM: SELL Signal (8/10) – Corporate Briefing Session-2025

⚡ Flash Summary

Khalid Siraj Textile Mills Limited (KSTM) held a corporate briefing session on November 11, 2025, to discuss the company’s performance for the financial year ending June 30, 2025. The company reported a significant loss before taxation of -24.59 million, a substantial decline from the -6.95 million loss in the previous year. Similarly, the net loss after taxation widened to -19.32 million from -13.72 million. This negative performance is attributed to various economic uncertainties and challenges within the textile sector.

Signal: SELL 📉

Strength: 8/10

Sentiment: NEGATIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

📉 KSTM’s loss before taxation widened to -24.59 million in 2025.
📉 Net loss after taxation increased to -19.32 million in 2025.
🚫 No revenue was generated in 2025, same as 2024.
⚠️ Other operating income decreased by -20.41 million (-34%) in 2025.
🏢 Administrative expenses decreased slightly by 0.13 million (-17%).
⚙️ Other operating expenses decreased by -2.33 million (-12%).
💰 Finance costs increased by 0.04 million (92%).
🇵🇰 Devaluation of the Pakistani Rupee cited as a major challenge.
⚡ Energy crisis remains a concern for the company.
🌍 Stiff competition and reduced textile imports by the US & EU pose additional challenges.
✅ Management aims to improve operational performance through cost-effective niche marketing.
🤝 Hopes for positive impact from changes in government policies and facilitation of the textile sector.
📊 Number of outstanding shares remained constant at 107,000 shares.
📉 Negative owner’s equity worsened from -57.922 million to -77.244 million
📉 Earning per share also decreased from -1.28 to -1.81

🎯 Investment Thesis

Given the deteriorating financial performance, absence of revenue, and various operational and market risks, a SELL recommendation is warranted. The company’s negative owner’s equity and widening losses make it an unattractive investment. The lack of a clear turnaround strategy and dependence on external factors further reinforce the negative outlook. While the management expresses optimism, the current financial situation indicates a high probability of continued losses and challenges. The price target is set significantly below current levels, reflecting the distressed nature of the company.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 11, 2025

announcements LSEFSL Signal: SELL

📉 LSEFSL: SELL Signal (8/10) – Transmission of Quarterly Report for the Period Ended September 30, 2025

⚡ Flash Summary

LSE Financial Services Limited (LSEFSL) reported a Loss after tax of Rs. 16.484 million for the quarter ended September 30, 2025, a significant downturn compared to a Profit after tax of Rs. 8.361 million in the same quarter of the previous year. This resulted in a basic and diluted loss per share of Rs. (0.46) compared to earnings per share of Rs. 0.23 in the corresponding period. The company is undergoing a strategic shift following the surrender of its NBFC license and a focus on investments in securities and real assets. A court-approved scheme involves the transfer of assets and liabilities and reconstruction of share capital.

Signal: SELL 📉

Strength: 8/10

Sentiment: NEGATIVE

Time Horizon: SHORT_TERM

📌 Key Takeaways

📉 Loss after tax: Rs. 16.484 million, a sharp contrast to last year’s profit.
📉 EPS: Negative Rs. (0.46) vs. positive Rs. 0.23 last year.
📝 Strategic Shift: Surrendered NBFC license, focusing on investment in securities and real assets.
🏛️ Court Approval: Scheme of Compromises, Arrangement and Reconstruction approved.
🤝 Merger: Scheme of Compromises, Arrangement and Reconstruction with Digital Custodian Company Limited.
💼 Asset Transfer: Transfer of designated assets and liabilities as per court order.
🔄 Share Reconstruction: Reconstruction of share capital and reserves.
🏢 Business Change: Shift in principal line of business towards investments.
📜 Regulatory Compliance: Adhering to Companies Act, 2017.
🏦 Long Term Finance: Maintained Long Term Finance of Rs 7.391 million.
📉 Revenue: Revenue decreased from Rs. 8.901 million to Rs 7.262 million.
⬆️ Other Income: Other Income decreased from Rs. 6.698 million to Rs 2.457 million.

🎯 Investment Thesis

SELL. LSEFSL’s current financial performance is weak, and the strategic shift introduces significant uncertainty. The transition from an NBFC to an investment-focused entity carries execution risks. The negative EPS and declining revenue raise concerns about the company’s ability to generate returns in the near term. Price Target: Rs 5.00 Time Horizon: 12 months. The price target reflects potential further declines given the challenging circumstances.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 11, 2025

AGIL announcements Signal: BUY

📈 AGIL: BUY Signal (8/10) – Corporate Briefing Session FY 2025

⚡ Flash Summary

Agriauto Industries Limited (AGIL) reported a strong FY 2025 with significant improvements in both consolidated and standalone financials. Consolidated net sales increased by 39% to Rs 11.86 billion, leading to a substantial rise in gross profit and profit after tax. The company has also expanded its export capabilities by exporting dies to Toyota South Africa. The corporate briefing session will provide more insights into the drivers behind these improvements and future strategies.

Signal: BUY 📈

Strength: 8/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

📈 Consolidated net sales surged by 39% year-over-year to Rs 11.86 billion in FY 2025.
💰 Consolidated gross profit increased by an impressive 216% compared to FY 2024.
✅ Consolidated profit after tax witnessed a significant turnaround, growing by 169% from a loss in FY 2024 to a profit in FY 2025.
⭐ Standalone net sales also showed strong growth, increasing by 32% year-over-year to Rs 7.76 billion.
📊 Standalone gross profit rose by 72% compared to the previous year.
🚀 Standalone profit after tax increased by 136%, indicating improved operational efficiency.
✔️ Earnings per share (EPS) improved to Rs 6.62 on a consolidated basis and Rs 2.75 on a standalone basis.
✨ ROCE increased significantly, from -1.70% to 8.80% on a consolidated basis, and from -3.40% to 5.53% on a standalone basis.
💲 Agriauto has also initiated exports of dies to Toyota South Africa worth $47,230.
🏭 Agriauto Stamping (Private) Limited (ASC) is actively focused on expansion to new markets to ensure sustainability and greater profitability
🤝 Continues to maintain strong partnerships with companies such as Toyota, Suzuki, Honda, and Yamaha.
🌱 Committed to sustainability, with investments in effluent treatment plants and community welfare initiatives (1% of PBT).
👨‍💼 The number of employees increased from 644 to 657 from June 2025 to September 2025.

🎯 Investment Thesis

I recommend a BUY for Agriauto Industries Limited. The company’s strong FY 2025 performance, driven by revenue growth, profitability improvements, and export initiatives, makes it an attractive investment. With continued focus on efficiency and strategic partnerships, Agriauto has the potential to deliver significant returns. A price target of PKR 450 based on a 10x FY25 EPS, with a medium-term horizon.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

AHL announcements Signal: BUY

📈 AHL: BUY Signal (8/10) – Presentation of Corporate Briefing Session FY 2025 – Arif Habib Limited

⚡ Flash Summary

Arif Habib Limited (AHL) reported strong performance in FY25, driven by increased brokerage revenue and investment banking activities. Brokerage revenue increased to PKR 993 million, significantly up from PKR 619 million in FY24. The Investment Banking division achieved PKR 267 million in revenue. The company proposed a final cash dividend of Rs. 10 per share, totaling Rs. 653.4 million, compared to Rs. 5 per share in the previous year.

Signal: BUY 📈

Strength: 8/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

📈 Brokerage revenue surged to PKR 993 million in FY25, compared to PKR 619 million in FY24.
💰 Investment Banking division achieved PKR 267 million in revenue in FY25.
📊 Total number of accounts increased to 33,777 as of today.
🌐 Roshan Digital Accounts contributed significantly, with AHL accounting for 4,213 accounts out of a total of 14,090.
🏆 AHL received numerous awards, including Best Brokerage House and Best Investment Bank.
💹 PSX Value Traded increased by 80.79% to PKR 28,154 million.
⭐ Earnings Per Share (EPS) increased to PKR 14.99, up from PKR 9.37 in the previous year.
✨ The company announced a final cash dividend of Rs. 10 per share, a 100% increase from Rs. 5 per share in FY24.
💼 Total Equity increased to PKR 1.926 billion, a 51% increase from PKR 1.273 billion in FY24.
🤝 Operating revenue grew by 37.27% to PKR 1,537 million.
💸 Investment Gains surged by 211.65% to PKR 1,105 million.
📉 Finance cost decreased by 12.67% due to effective fund management.
💼 Operating profit increased by 76.59% to PKR 1,351 million.
🌱 Net turnover increased by 60.47% to PKR 3,018 million.

🎯 Investment Thesis

AHL is a BUY. The company’s strong financial performance, driven by increased brokerage revenue and investment gains, makes it an attractive investment. The increased dividend payout reflects management’s confidence in future earnings. The current market conditions and AHL’s strategic positioning support a positive outlook.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

announcements KSTM Signal: SELL

📉 KSTM: SELL Signal (8/10) – Corporate Briefing Session FY 30-06-2025

⚡ Flash Summary

Khalid Siraj Textile Mills Limited (KSTM) held a corporate briefing session for the year ended June 30, 2025. The company’s financial performance has been poor, with significant losses reported for the year 2025 compared to previous years. Total assets have decreased, and shareholders’ equity is negative. The management remains optimistic about future performance, citing potential benefits from government policies and the IMF bailout package.

Signal: SELL 📉

Strength: 8/10

Sentiment: NEGATIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

📉 KSTM reported a net loss of Rs -19.32 million in 2025, compared to a loss of Rs -13.72 million in 2024.
❌ Profit/Loss before taxation was Rs -24.59 million in 2025, significantly down from Rs -6.95 million in 2024.
Revenue was Rs 0.00 million in both 2025 and 2024, indicating no sales during the year.
💸 Other operating income decreased drastically to Rs 0.00 million in 2025 from Rs 20.41 million in 2024.
📊 Administrative and general expenses decreased slightly to Rs 3.26 million in 2025 from Rs 3.39 million in 2024.
🏭 Other operating expenses decreased to Rs 21.25 million in 2025 from Rs 23.58 million in 2024.
💰 Finance costs increased to Rs 0.08 million in 2025 from Rs 0.12 million in 2024.
📉 Total assets decreased to Rs 303.065 million in 2025 from Rs 324.307 million in 2024.
📉 Shareholders’ equity is negative, with Rs -77.244 million in 2025 compared to Rs -57.922 million in 2024.
📉 Break-up value per share is negative at Rs -7.22 in 2025, compared to Rs -5.41 in 2024.
📉 Earning per share (basic) is negative at Rs -1.81 in 2025, compared to Rs -1.28 in 2024.
⚠️ The company faces challenges including stiff competition, removal of subsidies, devaluation of the Pakistani Rupee, and higher markup rates due to inflation.
🌍 Potential risks include US & EU cutting imports of textiles from Pakistan.

🎯 Investment Thesis

Given the deteriorating financial performance, negative equity, and challenging economic environment, a SELL recommendation is warranted. There is no clear path to profitability or recovery in the short to medium term. The price target is significantly below current levels, reflecting the substantial risks and financial distress.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

announcements Signal: SELL STPL

📉 STPL: SELL Signal (8/10) – Financial Results for the Year Ended June 30, 2025 REVOKED

⚡ Flash Summary

Siddiqsons Tin Plate Limited (STPL) reported financial results for the year ended June 30, 2025, revealing a concerning net loss of PKR 255.12 million, a sharp decline from the PKR 2,058.50 million loss in the previous year. The company did not recommend any cash dividend, bonus shares, or right shares. Revenue decreased significantly from PKR 4,075.58 million to PKR 2,023.04 million year-over-year. The annual general meeting is scheduled for November 27, 2025.

Signal: SELL 📉

Strength: 8/10

Sentiment: NEGATIVE

Time Horizon: SHORT_TERM

📌 Key Takeaways

❌ STPL reports a net loss of PKR 255.12 million for FY2025, improving from a PKR 2,058.50 million loss in FY2024.
📉 Revenue declined drastically from PKR 4,075.58 million to PKR 2,023.04 million year-over-year.
⛔ No cash dividend, bonus shares, or right shares were recommended by the Board.
🗓️ The Annual General Meeting will be held on November 27, 2025.
📉 Gross profit decreased from a loss of PKR 55.47 million to a profit of PKR 221.78 million.
⚠️ Loss per share significantly decreased from (8.98) to (1.11).
📉 Total assets increased slightly from PKR 4,438.52 million to PKR 4,451.33 million.
🔻Trade debts increased substantially from PKR 38.16 million to PKR 194.01 million, potentially indicating collection issues.
💸 Operating cash flows improved from negative PKR 995.88 million to positive PKR 117.64 million.
📉 Long-term finances decreased from PKR 142.20 million to PKR 45.62 million.
💰 Shareholder equity decreased from PKR 1,162.58 million to PKR 907.46 million due to accumulated losses.
👍🏼 Trade and other payables increased from PKR 1,019.15 million to PKR 1,081.93 million.
📉 Cash and cash equivalents declined from negative PKR 500.09 million to negative PKR 573.13 million.

🎯 Investment Thesis

Based on the declining revenue, continued losses, and weak financial position, a SELL recommendation is appropriate. STPL faces significant challenges, and the lack of dividends further diminishes its appeal. A price target of PKR 1.00 is set, with a time horizon of 6 months, reflecting the potential for continued losses and limited recovery prospects.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

786 announcements Signal: BUY

📈 786: BUY Signal (8/10) – Transmission of Quarterly Report for the Period Ended September 30, 2025

⚡ Flash Summary

786 Investments Limited reported a strong financial performance for the quarter ended September 30, 2025. Total income increased to PKR 26.04 million, up from PKR 19.20 million in the corresponding period of 2024, driven by net realized and unrealized gains on investments. Operating profit rose to PKR 14.57 million from PKR 9.73 million, and profit after tax significantly improved to PKR 12.77 million from PKR 8.13 million. Earnings per share (EPS) increased to PKR 0.85 from PKR 0.54 in the previous year, reflecting operational efficiency and sound financial management.

Signal: BUY 📈

Strength: 8/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

📈 Revenue surged to PKR 26.04 million, a notable increase from PKR 19.20 million in the same quarter last year.
💰 Net realized gain on investments reached PKR 13.33 million, contributing significantly to the income growth.
📊 Net unrealized gain on revaluation of investments totaled PKR 5.97 million, further boosting the financial results.
💼 Remuneration from funds under management increased to PKR 5.98 million, compared to PKR 4.91 million last year.
🏢 Administrative and operating expenses rose to PKR 11.07 million due to increased operational activities and business expansion.
📉 Financial charges decreased to PKR 0.40 million, down from PKR 0.70 million in September 2024.
💪 Operating profit jumped to PKR 14.57 million, up from PKR 9.73 million in the corresponding period last year.
✅ Profit after tax soared to PKR 12.77 million, a significant improvement from PKR 8.13 million reported last year.
⭐ Earnings per share (EPS) increased to PKR 0.85, up from PKR 0.54 in the previous year.
🌐 Pakistan’s total liquid foreign exchange reserves stood at USD 19.79 billion as of September 30, 2025.
🏦 SBP’s reserves amounted to USD 14.42 billion, while commercial banks’ reserves remained at USD 5.39 billion.
👍 Company acknowledged shareholders, customers, the dedicated team, and regulatory authorities for their contributions.

🎯 Investment Thesis

Given the strong financial performance, improved profitability, and increased EPS, a BUY recommendation is warranted. The company demonstrates effective financial management and growth potential. Price target should be re-evaluated based on complete financial statements, including balance sheet and cash flow analysis.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

announcements BRRG Signal: BUY

📈 BRRG: BUY Signal (8/10) – Financial Results of BRR Guardian Limited For the 1st Quarter Ended September 30, 2025

⚡ Flash Summary

BRR Guardian Limited (BRRGL) has released its financial results for the first quarter ended September 30, 2025. The company reported a significant increase in profit after taxation, reaching PKR 762.99 million compared to PKR 33.09 million in the same period last year. Earnings per share (EPS) also saw a substantial rise, increasing from PKR 0.35 to PKR 8.03. This quarter’s results are driven primarily by investment income and rental income.

Signal: BUY 📈

Strength: 8/10

Sentiment: POSITIVE

Time Horizon: MEDIUM_TERM

📌 Key Takeaways

💰 Profit after taxation soared to PKR 762.99 million, a significant jump from PKR 33.09 million year-over-year.
📈 Earnings per share (EPS) dramatically increased to PKR 8.03 from PKR 0.35 in the prior year.
🏢 Rental income increased to PKR 81.24 million from PKR 70.23 million YoY.
💼 Investment income reached PKR 900.20 million, a substantial increase compared to PKR 19.48 million in the same quarter last year.
📊 Basic and diluted earnings per share stood at PKR 8.03, compared to PKR 0.35 last year.
🏦 Total assets increased to PKR 6,578.70 million as of September 30, 2025, from PKR 5,129.92 million as of June 30, 2025.
🛡️ Non-current assets totaled PKR 1,072.15 million, up from PKR 1,067.52 million at the end of the last fiscal year.
💵 Current assets increased to PKR 5,506.55 million from PKR 4,062.41 million since June 2025.
🧾 Total equity and liabilities amounted to PKR 6,578.70 million, up from PKR 5,129.92 million as of June 30, 2025.
✔️ No cash dividend, right shares, or bonus issues were recommended by the board.

🎯 Investment Thesis

BRRG presents a compelling investment opportunity based on the strong growth in profitability and EPS for the quarter. The significant increase in investment income and a healthy balance sheet underpin a BUY recommendation. A price target of PKR 90 over the next 12 months is justified, assuming the company can sustain its investment performance and maintain operational efficiency.

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Disclaimer: AI-generated analysis. Not financial advice.

Written by: FoxLogica News Analysis

Published on: November 7, 2025

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