⚡ Flash Summary

MCB Bank Limited declared a Third Interim Cash Dividend of PKR 9.00 per share (90%) for the quarter ended September 30, 2025. The dividend will be paid to shareholders listed on the Register of Members as of October 31, 2025. The Share Transfer Books will be closed from November 3, 2025, to November 5, 2025, to determine entitlement. Shareholders are reminded to provide valid CNIC/NICOP/Passport and IBAN details to receive the dividend, as per regulatory requirements. The bank also urged shareholders to convert physical shares into book-entry form for safe custody.

📌 Key Takeaways

• 💰 MCB Bank announced a Third Interim Cash Dividend for 2025.
• 💵 The dividend is PKR 9.00 per share, which is 90% of the share value.
• 🗓️ The dividend applies to the quarter that ended on September 30, 2025.
• 🏦 Shareholders listed by October 31, 2025, will receive the dividend.
• 🚫 Share transfers will be suspended from November 3 to November 5, 2025.
• 🆔 Valid CNIC/NICOP/Passport and IBAN are mandatory for dividend payment.
• ✉️ Shareholders must also provide their email addresses as per SECP regulations.
• ⚠️ Unclaimed dividends and share certificates should be claimed from the Share Registrar.
• 🧑‍🤝‍🧑 Joint account holders must declare their shareholding percentage for tax calculation.
• 🧾 FBR approval or tax exemption certificate is required for tax exemption claims.
• 🏢 Physical shares should be converted to book-entry form as per Companies Act, 2017.
• 🏦 Announcement was made on October 28, 2025.
• 📅 Board of Directors meeting was held on October 22, 2025.

🎯 Investment Thesis

HOLD. Given the interim dividend announcement and adherence to regulatory requirements, MCB appears stable. However, a more thorough analysis of MCB’s financial statements, market position, and sector dynamics is needed before recommending a BUY or SELL. Target price and time horizon will depend on the outcome of this comprehensive analysis and prevailing market conditions.